Skip to content
Tax Sale Atlas

Putnam County, FL tax sales

Putnam County, Florida sells both tax lien certificates and tax deeds. The County Tax Collector runs the certificate sale on RealAuction (18% maximum, bid down), and the Clerk of the Circuit Court holds the tax deed sale online via RealAuction on parcels whose certificates go unredeemed, from the county seat in Palatka, under F.S. Chapter 197.

New to tax sales? Read how Florida tax sales work or look terms up in the glossary.

Next sale
On or before June 1 annually (the 2026 sale began May 8)
Format
RealAuction
County office
(386) 326-7045
Every displayed fact carries a source badge. Verified Jul 4, 2026 against official county and state pages.How we verify
On this page

How Putnam County sells delinquent taxes

Tax certificate sale (lien)

RealTaxLien (RealAuction)
Run by
Putnam County Tax Collector
Frequency
annual
Typical timing
On or before June 1 annually (the 2026 sale began May 8)
Registration
Register on the RealAuction site and fund a deposit before the sale.
Next expected
on or about June 1, 2027 (window; exact date posts closer to the sale)
Sale list
Certificate sale and delinquent list
Registration and deposit

Register on the RealAuction site and fund a deposit before the sale. The sale is an online reverse auction with bidders bidding down the interest rate from 18 percent.

Sale format and venue
Most Florida counties run the certificate sale online. Confirm the exact platform and list on the county Tax Collector page.
Register on RealTaxLien (RealAuction)

Tax deed sale

RealTaxDeed (RealAuction)
Run by
Putnam County Clerk of the Circuit Court & Comptroller
Frequency
As scheduled online; see the tax deed auction calendar
Sale list
Tax deed auction calendar
Registration and deposit

Place a deposit of $200 or 5 percent of your maximum bid, whichever is greater, in your bidder account online at putnam.realtaxdeed.com, by wire transfer, or at the Tax Deeds office. Deposits must be received by 5:00 pm on the Monday before the sale.

Sale format and venue
Putnam runs tax deed sales online at putnam.realtaxdeed.com (RealAuction). The Clerk's Tax Deeds office is at 107 N. 6th Street, Palatka.
Register on RealTaxDeed (RealAuction)

Putnam County tax sale list and auction calendar

For Putnam County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Tax deed auction calendar for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    On or before June 1 annually (the 2026 sale began May 8) Bidding runs on RealAuction; check posted sale dates, registration status, and bidding windows there.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Putnam County Clerk of the Circuit Court & Comptroller as the source to confirm which parcels are actually offered.

Before you bid in Putnam County

  1. Start with the live sale list

    Pull the current advertised parcels from Tax deed auction calendar. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Place a deposit of $200 or 5 percent of your maximum bid, whichever is greater, in your bidder account online at putnam.realtaxdeed.com, by wire transfer, or at the Tax Deeds office. Deposits must be received by 5:00 pm on the Monday before the sale.

  3. Check the state rules that change the bid

    Read the Florida due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

County-held certificates can be bought from the Tax Collector. Parcels not sold at a tax deed sale go on the Clerk's Lands Available for Taxes list.

Lands Available for Taxes

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Putnam County Tax Collector

(386) 326-7045

P.O. Drawer 1339, Palatka, FL 32178-1339

Official website

Clerk of the Circuit Court (runs the deed sale)

Putnam County Clerk of the Circuit Court & Comptroller

Tax Deeds office: 107 N. 6th Street, Palatka, FL 32177

Official website

County notes

  • Putnam uses RealAuction on both sides: the Tax Collector's certificate sale runs on putnamfl.realtaxlien.com and the Clerk's tax deed auctions run on putnam.realtaxdeed.com.
  • Tax deed bidder deposits (the greater of $200 or 5 percent of the maximum bid) must reach the Clerk by 5:00 pm on the Monday before the sale.
  • The Clerk's Tax Deeds office and Lands Available for Taxes list are handled at 107 N. 6th Street, Palatka.

Florida rules

Max interest rate
18% per year, bid down in 0.25% steps
Minimum return
5% floor at redemption
Redemption
The owner (or anyone) can redeem a certificate at any time after it is issued, up until full payment for the tax deed is made to the Clerk, which cuts off redemption even before the deed is formally issued. The two-year clock that lets a certificate holder apply for a tax deed runs from April 1 of the year the certificate was issued.
Deed deposit
The high bidder posts a nonrefundable deposit of 5 percent of the bid or $200, whichever is greater, at the time of the sale, applied to the final price.
Homestead deeds
If the property was assessed as homestead on the latest roll, the opening bid also adds one-half of its latest assessed value. This sharply raises the floor price on homestead parcels and suppresses investor demand for them.
Surplus proceeds
After a tax deed sale, surplus is paid to governmental liens first, then to recorded lienholders who file within a 120-day window, then to the former legal titleholder.
Governing statute
F.S. Chapter 197

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Floridarules and every county →

Frequently asked questions

Does Putnam County, Florida sell tax liens or tax deeds?

Putnam County follows Florida's hybrid system. The County Tax Collector sells tax lien certificates, and the Clerk of the Circuit Court handles the tax deed sale on parcels whose certificates go unredeemed.

When is the Putnam County tax certificate sale?

On or before June 1 annually (the 2026 sale began May 8). Registration and bidding happen on the county's online platform. Always confirm the exact date with the County Tax Collector before the sale.

How often does Putnam County hold tax deed sales?

Putnam County holds its tax deed sale As scheduled online; see the tax deed auction calendar. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Florida's redemption rule: 2 years before a tax deed can be applied for. Call the Putnam County Clerk of the Circuit Court & Comptroller as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Putnam County tax sale list?

Putnam County posts its tax sale list at putnam.realtaxdeed.com. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Jul 4, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

Browse all 67 Florida counties

Compare sale calendars, platforms, and rules across the state, or read the guides before you bid.

Call Putnam County Tax CollectorOpen auction