National reference
Tax lien states
In a tax lien state, the county sells a tax lien certificate against a delinquent property instead of the property itself. You pay the back taxes, and the owner repays you with interest during a set redemption period. If they never redeem, you can eventually move to take the property. It is the yield play, as opposed to the property play of a tax deed state.
States that sell tax liens
We are mapping states one at a time with statute-cited, county-level data. Live states link through to full rules and every county; others are on the roadmap. Hybrid states (like Florida) sell both liens and deeds, so they appear here and on the deed list.
- AlabamaTax lien state
Max lien rate 12%, redemption Redeemable until the circuit cou…. 67 counties mapped.
View Alabama rules - ArizonaTax lien state
Max lien rate 16%, redemption 3 years. 15 counties mapped.
View Arizona rules - ColoradoTax lien state
Max lien rate 14%, deed eligible ~3 years. 64 counties mapped.
View Colorado rules - FloridaHybrid state (liens and deeds)
Max lien rate 18%, deed eligible ~2 years. 67 counties mapped.
View Florida rules - IllinoisTax lien state
Max lien rate 9%, redemption 3 years. 102 counties mapped.
View Illinois rules - IndianaTax lien state
Max lien rate 15%, redemption 1 year. 92 counties mapped.
View Indiana rules - IowaTax lien state
Max lien rate 24%, redemption 1 year. 99 counties mapped.
View Iowa rules - MarylandTax lien state
Max lien rate 6%, redemption Open until the circuit court for…. 24 counties mapped.
View Maryland rules - MississippiTax lien state
Max lien rate 18%, redemption 2 years. 82 counties mapped.
View Mississippi rules - OhioHybrid state (liens and deeds)
Max lien rate 18%, redemption 1 year. 88 counties mapped.
View Ohio rules
Every tax lien state
The complete list of states that sell tax lien certificates, plus the hybrid states that run both a certificate sale and a tax deed auction. Each entry is classified from its own statute or revenue authority. States we have mapped in full link through to their rules and counties.
12% max interest
16% max interest
14% max interest
- District of Columbiasource
18% max interest
18% max interest
18% max interest
15% max interest
24% max interest
- Kentuckysource
12% max interest
- Louisianasource
12% max interest
20% max interest
18% max interest
- Missourisource
10% max interest
- Montanasource
10% max interest
- Nebraskasource
14% max interest
- New Jerseysource
18% max interest
18% max interest
- South Dakotasource
10% max interest
- West Virginiasource
12% max interest
- Wyomingsource
15% max interest
Compare the numbers across states
Two sourced reference tables put the figures side by side.
Florida is fully mapped
A hybrid state with an 18 percent bid-down certificate sale and a tax deed path. All 67 counties, sourced.