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Tax Sale Atlas

Coles County, IL tax sales

Tax Sale Atlas maps the Coles County, IL tax sale, one of 3,131 counties in 51 states. Illinois sells tax lien certificates paying up to 9%. Sale office, calendar and list locations read from the county’s own official pages on Oct 12, 2026.

How tax lien and tax deed sales work in Coles County, seat of Charleston: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Illinois tax sales work or look terms up in the glossary.

Next tax deed sale
Within 120 days after the court order authorizing the auction.
Format
In person
County office
(217) 348-0511
Every displayed fact carries a source badge. Verified Oct 12, 2026 against official county and state pages.How we verify
On this page
Look up a sale detail

Sheriff or a court-appointed private selling officer, under an order of the circuit court. A county acting as trustee runs its own tax deed auctions.. as ordered by the circuit court

Record quality: high. Last verified: 2026-10-12.

Public Act 104-0553 (HB 4537), enrolled text of 35 ILCS 200/22-42 (new), effective July 10, 2026 (source accessed 2026-07-29)

Recorded reference information. Verify current sale conditions with the county. Read the full sale details.

Link to this detail

How Coles County sells delinquent taxes

Tax certificate sale (lien)

In person
Run by
Coles County Treasurer, who serves as both Treasurer and Collector for the county
Frequency
annual
Typical timing
Late October each year.
Sale list
Tax sale key dates and buyer requirements
When it runs
Late October each year. The 2026 annual tax sale is set for October 23, 2026 at 11:30 a.m. The Treasurer's key-dates calendar places it at the Coles County Mental Health Center, while the 2026 mobile home buyer registration form lists the Coles County Courthouse in Charleston, so confirm the location with the Treasurer's office before the sale. Judgment is applied for on October 22, 2026, the day before the sale.
Registration and deposit

Registration for the October 23, 2026 sale has closed: the Treasurer's calendar set the last day to register as October 9, 2026, and the mobile home buyer registration form gave October 7, 2026. For future sales the county asks for a letter of intent with your name, address, telephone number and your statement of intent to attend the tax sale; a $250.00 deposit that is applied to your purchase, returned if you bid and are unsuccessful, and forfeited if you register and do not attend; and, for buyers new to Coles County, a letter of credit from your financial institution stating the amount approved for purchase. The Treasurer posts the buyer registration form and a Form W-9 for download. A parcel listing mailed 10 days before the sale plus an updated list the day prior costs $100.00, and tax judgment books are available online or for purchase at $50.00.

Sale format and venue
Coles County has changed what its annual sale offers. The Treasurer's Notice to All Tax Buyers states that, under Public Act 104-0553, the county has elected to acquire all delinquent real estate property taxes as trustee for the taxing districts beginning with the 2025 payable 2026 tax sale. Delinquent mobile home taxes will still be offered to private tax buyers at the in-person tax sale on October 23, 2026. Investors who bought real estate certificates here in past years should expect no real estate certificates at the 2026 sale. Real estate opportunities instead come through ILTaxSale.com (Joseph E. Meyer & Associates), which handles the county trustee track: sealed-bid auctions of previously forfeited real estate and mobile homes plus a list of assignable tax lien certificates for $25. Its Coles County page lists sealed-bid sales on July 19, 2024, August 1, 2025 and July 24, 2026 with results, and no new auction is scheduled. The July 24, 2026 sale matches the Treasurer's surplus property sealed-bid window, which opened with the catalog on June 24, 2026 and closed July 24, 2026 at 4:30 p.m. The delinquent list is published in a local newspaper rather than posted online.

Tax deed sale

Run by
Sheriff or a court-appointed private selling officer, under an order of the circuit court. A county acting as trustee runs its own tax deed auctions.
Frequency
as ordered by the circuit court
Typical timing
Within 120 days after the court order authorizing the auction.
When it runs
Within 120 days after the court order authorizing the auction. Public Act 104-0553 created this route for tax certificates issued on or after July 10, 2026, so the earliest Illinois judicial tax deed auctions fall in 2027, after the 1 year short redemption track runs.
Registration and deposit

Terms of a judicial tax deed auction, including whether it runs online, in person, or both, and what deposit is required, are set in the court's order and published in the notice of tax deed auction. That notice runs once a week for 3 consecutive weeks, starting no more than 45 days and ending no less than 7 days before the auction. Read the notice for each parcel; there is no statewide platform or standing bidder registration.

Sale format and venue
Bidding opens at the tax deed judgment amount plus 0.75 percent per month since judgment, plus publication and selling officer costs. The petitioning certificate holder is entered as a credit bidder at that minimum. Surplus above the minimum goes to the county treasurer for the former owner to claim.

Coles County tax sale list and auction calendar

For Coles County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid. If the parcels on this list are vacant land rather than houses, what buying land at a tax sale hands you is the place to start.

  1. Confirm the advertised parcel list

    Use Tax sale key dates and buyer requirements as a starting reference. Check which sale or list it covers; a Lands Available or office information page is separate from an auction parcel list. Ask the sale office for the advertised parcels for the auction you plan to attend.
  2. Register to bid

    Ask the Coles County Treasurer how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Within 120 days after the court order authorizing the auction. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the Coles County Treasurer before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use the Coles County Treasurer as the source to confirm which parcels are actually offered.

Before you bid in Coles County

  1. Confirm the parcel list before pricing

    Open Tax sale key dates and buyer requirements. Confirm whether this reference contains the auction parcels or covers a different list. Get the advertised parcel list from the county before you price a bid, and recheck it before the sale.
  2. Confirm registration and deposit

    Terms of a judicial tax deed auction, including whether it runs online, in person, or both, and what deposit is required, are set in the court's order and published in the notice of tax deed auction. That notice runs once a week for 3 consecutive weeks, starting no more than 45 days and ending no less than 7 days before the auction. Read the notice for each parcel; there is no statewide platform or standing bidder registration.

  3. Check the state rules that change the bid

    Read the Illinois due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth. Which liens survive is state law, so read what survives a tax deed in Illinois before you price the title work.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Certificates nobody bids on at the annual sale are forfeited to the county as trustee for the taxing districts. The county may then assign a forfeited certificate to any party or sell property it has acquired, which many counties handle through a delinquent tax agent rather than a public counter. Counties may also offer county-held certificates at a scavenger sale with a minimum bid of $250, or half the tax when total liability is under $500. Ask the county collector and the county clerk which program the county runs and who may buy.

New to this path? Read how over-the-counter certificates work. Every state has its own name for what goes unsold, so check what Illinois calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Coles County Treasurer and County Collector

(217) 348-0511

651 Jackson Ave., Room 124, Charleston, IL 61920

Official website

County notes

  • The Coles County Treasurer serves as both Treasurer and Collector. The Collector bills roughly 25,000 real estate tax bills a year and distributes collections to more than 60 taxing districts.
  • Starting with the 2025 payable 2026 sale, only delinquent mobile home taxes are offered to private buyers at the annual sale; the county takes delinquent real estate taxes as trustee, per the Treasurer's Notice to All Tax Buyers and the 2026 mobile home buyer registration form.
  • Office hours are 8:30 a.m. to 4:30 p.m. Monday through Friday at the Coles County Courthouse. Use the South (Jackson Street) entrance, which also has handicapped access.
  • Real estate taxes are billed in two equal installments. The 2025/2026 calendar mails bills May 14, 2026, with the first installment due July 1, 2026 and the second due Sept. 1, 2026, and escalating penalties on Aug. 2, Sept. 2 and Oct. 2, 2026.
  • Payment cutoffs before the 2026 sale fell on October 7, 2026, the last day the Treasurer accepted a personal check and the last day to pay by e-check or credit card.
  • Parcel level assessment and tax data is searchable on the Coles County Property Tax Inquiry portal at colesil.devnetwedge.com.

Illinois rules

Max interest rate
9% per redemption period maximum, bid down at auction
Minimum return
No statutory minimum return; what you earn is set by the penalty rate at the sale
Redemption
Property sold at an Illinois tax sale may be redeemed at any time before the redemption period expires. Public Act 104-0553 set the standard period at 3 years from the date of sale for tax certificates issued on or after July 10, 2026. Certificates issued between January 1, 2024 and July 9, 2026 run on the earlier 2.5 year (30 month) track, and on that track the certificate holder could file a written notice with the county clerk extending redemption to a date no later than 3 years from the sale. A short 1 year period applies when the parcel was, on the date of sale, vacant non-farm property, commercial or industrial property, or improved with a structure holding 7 or more residential units. Certificates the county holds or assigns as trustee run on their own schedule under Section 21-385, and an assignee must file notice within 60 days of assignment setting a redemption deadline no later than 3 years from the assignment.
Deed deposit
Illinois does not fix a statutory deposit percentage. Deposit and payment terms are set in the court's order authorizing the auction and by the selling officer, so read the notice of tax deed auction for each sale. A purchaser who fails to complete the sale forfeits any deposit already made to the county surplus equity fund, and the court orders a new auction of the property.
Surplus proceeds
Any amount by which the winning bid exceeds the minimum bid is surplus. Once 30 days have passed after the court confirms the sale, the selling officer deposits the surplus with the county treasurer, who notifies everyone who received the Section 22-10 take notice that the owner at the time of the sale may file a claim for it. A county running its own tax deed auction deposits surplus with the treasurer within 30 days of the sale and notifies interested parties within 60 days. Separately, a previous owner who lost equity through a tax deed can claim an award from the county surplus equity fund, capped at the value of the property when the deed issued less mortgages, liens, and the taxes the purchaser paid.
Governing statute
35 ILCS 200, Articles 21 and 22

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Illinois rules and every county →

Frequently asked questions

Does Coles County, Illinois sell tax liens or tax deeds?

Coles County follows Illinois's tax lien state system.

When is the Coles County tax certificate sale?

Late October each year. The 2026 annual tax sale is set for October 23, 2026 at 11:30 a.m. The Treasurer's key-dates calendar places it at the Coles County Mental Health Center, while the 2026 mobile home buyer registration form lists the Coles County Courthouse in Charleston, so confirm the location with the Treasurer's office before the sale. Judgment is applied for on October 22, 2026, the day before the sale. The sale is held in person. Always confirm the exact date with the County Collector before the sale.

How often does Coles County hold tax deed sales?

Coles County tax deed sale schedule: as ordered by the circuit court. Within 120 days after the court order authorizing the auction. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Illinois's redemption rule: 3 years from the date of sale, or 1 year for vacant non-farm, commercial, industrial, and 7-or-more-unit residential property. Call the Coles County Treasurer as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Coles County tax sale list?

The recorded official list reference is at colesco.illinois.gov. Check whether it covers auction parcels, office information or Lands Available, then obtain the advertised parcel list for the sale you plan to bid on. Confirm every parcel against the county's legal advertisement.

Verified Oct 12, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the office that runs the sale before you bid.

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Call Coles County Treasurer and County Collector