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Tax Sale Atlas

McLean County, IL tax sales

Tax Sale Atlas maps the McLean County, IL tax sale, one of 3,131 counties in 51 states. Illinois sells tax lien certificates paying up to 9%. Sale office, calendar and list locations read from the county’s own official pages on Oct 12, 2026.

How tax lien and tax deed sales work in McLean County, seat of Bloomington: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Illinois tax sales work or look terms up in the glossary.

Next tax deed sale
Within 120 days after the court order authorizing the auction.
Format
In person
County office
(309) 888-5180
Every displayed fact carries a source badge. Verified Oct 12, 2026 against official county and state pages.How we verify
On this page
Look up a sale detail

Sheriff or a court-appointed private selling officer, under an order of the circuit court. A county acting as trustee runs its own tax deed auctions.. as ordered by the circuit court

Record quality: high. Last verified: 2026-10-12.

Public Act 104-0553 (HB 4537), enrolled text of 35 ILCS 200/22-42 (new), effective July 10, 2026 (source accessed 2026-07-29)

Recorded reference information. Verify current sale conditions with the county. Read the full sale details.

Link to this detail

How McLean County sells delinquent taxes

Tax certificate sale (lien)

In person
Run by
McLean County Treasurer & Tax Collector (the County Treasurer serving as ex officio County Collector)
Frequency
annual
Typical timing
Early November, annually.
Registration
Anyone may register, and only registered buyers may bid.
Sale list
Delinquent tax publication, McLean County Treasurer
When it runs
Early November, annually. The 2026 sale is set for November 6, 2026 at 10:00 a.m. in Room 400 of the McLean County Government Center, after newspaper publication of delinquent taxes from October 19 to October 22, 2026 and the judgment hearing on November 5, 2026. Starting with this sale, only delinquent mobile home taxes are offered to private tax buyers. Results posted for prior years show the same early November pattern: sold 11/6/2025 for tax year 2024 and 11/1/2024 for tax year 2023.
Registration and deposit

Anyone may register, and only registered buyers may bid. The 2026 packet covers the delinquent mobile home sale only and accepts registrations from September 23 to October 23, 2026, which is ten business days before the sale. The $250 registration fee is applied to purchases or returned if nothing is bought, but forfeited if a registered bidder does not attend. Forms may be mailed, emailed to the Treasurer or faxed to (309) 888-5176; with an emailed or faxed registration, the fee must be postmarked by October 23, 2026. The delinquent mobile home parcel list is available October 27, 2026 for $50, payable in advance with the registration; printed lists cost $50 plus $5 postage if mailed, and updated printouts cost $15. Buyers sign an agreement to pay immediately by cash, money order or check, not to buy taxes on property in which they hold an interest, and to send only one bidder per company.

Sale format and venue
McLean County has changed what its annual sale offers. The Treasurer's Annual Tax Sale page states that, pursuant to Public Act 104-0553, the McLean County Board, as trustee for the taxing districts, has elected to acquire all delinquent real estate taxes for 2025 payable in 2026, so investors who bought real estate certificates here in past years should expect none at the November 6, 2026 sale. Delinquent mobile home taxes are still offered to private tax buyers, separately and in consecutive order. The sale is held in person in Room 400 of the McLean County Government Center, 115 E. Washington Street, Bloomington. It is an automated sale run with the county's contractor RAMS: participants bid on computer terminals the county provides on sale day, and attendance is mandatory. Purchasers pay the tax and accrued interest plus fees listed by the Treasurer: a $20 indemnity fee, a $10 automation fee, a $10 certified mail and publication charge, a sale in error fee ($30 for real estate, $10 for mobile homes), a $20 surplus equity fee on real estate, and a Clerk certificate fee set by the County Clerk. Payments to stop a sale must be certified funds made in the office before 4:30 p.m. on November 5, 2026, and no payments are accepted on sale day. After a sale, the owner redeems through the McLean County Clerk's Office, not the Treasurer. Subsequent tax payments on prior year real estate certificates remain available to certificate holders.

Tax deed sale

Run by
Sheriff or a court-appointed private selling officer, under an order of the circuit court. A county acting as trustee runs its own tax deed auctions.
Frequency
as ordered by the circuit court
Typical timing
Within 120 days after the court order authorizing the auction.
When it runs
Within 120 days after the court order authorizing the auction. Public Act 104-0553 created this route for tax certificates issued on or after July 10, 2026, so the earliest Illinois judicial tax deed auctions fall in 2027, after the 1 year short redemption track runs.
Registration and deposit

Terms of a judicial tax deed auction, including whether it runs online, in person, or both, and what deposit is required, are set in the court's order and published in the notice of tax deed auction. That notice runs once a week for 3 consecutive weeks, starting no more than 45 days and ending no less than 7 days before the auction. Read the notice for each parcel; there is no statewide platform or standing bidder registration.

Sale format and venue
Bidding opens at the tax deed judgment amount plus 0.75 percent per month since judgment, plus publication and selling officer costs. The petitioning certificate holder is entered as a credit bidder at that minimum. Surplus above the minimum goes to the county treasurer for the former owner to claim.

McLean County tax sale list and auction calendar

For McLean County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid. If the parcels on this list are vacant land rather than houses, what buying land at a tax sale hands you is the place to start.

  1. Confirm the advertised parcel list

    Use Delinquent tax publication, McLean County Treasurer as a starting reference. Check which sale or list it covers; a Lands Available or office information page is separate from an auction parcel list. Ask the sale office for the advertised parcels for the auction you plan to attend.
  2. Register to bid

    Ask the McLean County Treasurer & Tax Collector how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Within 120 days after the court order authorizing the auction. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the McLean County Treasurer & Tax Collector before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use the McLean County Treasurer & Tax Collector as the source to confirm which parcels are actually offered.

Before you bid in McLean County

  1. Confirm the parcel list before pricing

    Open Delinquent tax publication, McLean County Treasurer. Confirm whether this reference contains the auction parcels or covers a different list. Get the advertised parcel list from the county before you price a bid, and recheck it before the sale.
  2. Confirm registration and deposit

    Terms of a judicial tax deed auction, including whether it runs online, in person, or both, and what deposit is required, are set in the court's order and published in the notice of tax deed auction. That notice runs once a week for 3 consecutive weeks, starting no more than 45 days and ending no less than 7 days before the auction. Read the notice for each parcel; there is no statewide platform or standing bidder registration.

  3. Check the state rules that change the bid

    Read the Illinois due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth. Which liens survive is state law, so read what survives a tax deed in Illinois before you price the title work.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Certificates nobody bids on at the annual sale are forfeited to the county as trustee for the taxing districts. The county may then assign a forfeited certificate to any party or sell property it has acquired, which many counties handle through a delinquent tax agent rather than a public counter. Counties may also offer county-held certificates at a scavenger sale with a minimum bid of $250, or half the tax when total liability is under $500. Ask the county collector and the county clerk which program the county runs and who may buy.

New to this path? Read how over-the-counter certificates work. Every state has its own name for what goes unsold, so check what Illinois calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

McLean County Treasurer & Tax Collector

(309) 888-5180

115 East Washington Street, Room M101, P.O. Box 2400, Bloomington, IL 61702-2400

Official website

County notes

  • Starting with the 2025 payable 2026 sale, the McLean County Board acquires all delinquent real estate taxes as trustee for the taxing districts under Public Act 104-0553, so private buyers can bid only on delinquent mobile home taxes at the November 6, 2026 sale.
  • The sale is in person: the county supplies automated bidding terminals at the McLean County Government Center and names RAMS as its automated sale contractor. No online or remote bidding is offered.
  • The delinquent mobile home parcel list costs $50, is payable in advance with registration and is available October 27, 2026; printed copies cost $50 plus $5 postage if mailed, with updated printouts at $15.
  • Redemption of delinquent real property and mobile home taxes is handled by the McLean County Clerk, 115 E. Washington St., Room 102, (309) 888-5190; the Treasurer handles the sale itself.
  • Subsequent mobile home tax payments are accepted from about October 1 through November 5, 2026, and subsequent payments on prior year real estate certificates are also taken. Certificate holders must get County Clerk verification that no redemption has occurred before paying at the Treasurer's office.
  • The Treasurer's 2026 calendar set October 9 as the last day to pay in the office by personal check or to avoid publication, and sets October 30 as the last day to pay by credit card online or by phone.
  • Third-party tax sale listing sites republish McLean County sale details, but the Treasurer's office is the only source for the registration packet and the official parcel list.

Illinois rules

Max interest rate
9% per redemption period maximum, bid down at auction
Minimum return
No statutory minimum return; what you earn is set by the penalty rate at the sale
Redemption
Property sold at an Illinois tax sale may be redeemed at any time before the redemption period expires. Public Act 104-0553 set the standard period at 3 years from the date of sale for tax certificates issued on or after July 10, 2026. Certificates issued between January 1, 2024 and July 9, 2026 run on the earlier 2.5 year (30 month) track, and on that track the certificate holder could file a written notice with the county clerk extending redemption to a date no later than 3 years from the sale. A short 1 year period applies when the parcel was, on the date of sale, vacant non-farm property, commercial or industrial property, or improved with a structure holding 7 or more residential units. Certificates the county holds or assigns as trustee run on their own schedule under Section 21-385, and an assignee must file notice within 60 days of assignment setting a redemption deadline no later than 3 years from the assignment.
Deed deposit
Illinois does not fix a statutory deposit percentage. Deposit and payment terms are set in the court's order authorizing the auction and by the selling officer, so read the notice of tax deed auction for each sale. A purchaser who fails to complete the sale forfeits any deposit already made to the county surplus equity fund, and the court orders a new auction of the property.
Surplus proceeds
Any amount by which the winning bid exceeds the minimum bid is surplus. Once 30 days have passed after the court confirms the sale, the selling officer deposits the surplus with the county treasurer, who notifies everyone who received the Section 22-10 take notice that the owner at the time of the sale may file a claim for it. A county running its own tax deed auction deposits surplus with the treasurer within 30 days of the sale and notifies interested parties within 60 days. Separately, a previous owner who lost equity through a tax deed can claim an award from the county surplus equity fund, capped at the value of the property when the deed issued less mortgages, liens, and the taxes the purchaser paid.
Governing statute
35 ILCS 200, Articles 21 and 22

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Illinois rules and every county →

Frequently asked questions

Does McLean County, Illinois sell tax liens or tax deeds?

McLean County follows Illinois's tax lien state system.

When is the McLean County tax certificate sale?

Early November, annually. The 2026 sale is set for November 6, 2026 at 10:00 a.m. in Room 400 of the McLean County Government Center, after newspaper publication of delinquent taxes from October 19 to October 22, 2026 and the judgment hearing on November 5, 2026. Starting with this sale, only delinquent mobile home taxes are offered to private tax buyers. Results posted for prior years show the same early November pattern: sold 11/6/2025 for tax year 2024 and 11/1/2024 for tax year 2023. The sale is held in person. Always confirm the exact date with the County Collector before the sale.

How often does McLean County hold tax deed sales?

McLean County tax deed sale schedule: as ordered by the circuit court. Within 120 days after the court order authorizing the auction. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Illinois's redemption rule: 3 years from the date of sale, or 1 year for vacant non-farm, commercial, industrial, and 7-or-more-unit residential property. Call the McLean County Treasurer & Tax Collector as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the McLean County tax sale list?

The recorded official list reference is at mcleancountyil.gov. Check whether it covers auction parcels, office information or Lands Available, then obtain the advertised parcel list for the sale you plan to bid on. Confirm every parcel against the county's legal advertisement.

Verified Oct 12, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the office that runs the sale before you bid.

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