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Tax Sale Atlas

Clay County, KY tax sales

How tax lien sales work in Clay County, seat of Manchester: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
Tax sale scheduled for September 17, 2026.Thursday · 2026
Format
In person
County office
(606) 598-2544
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Clay County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Clay County Clerk
Frequency
annual
Next sale
Tax sale scheduled for September 17, 2026.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Advertised delinquent tax bills
When it runs
The Kentucky Department of Revenue's 2026 clerk sale calendar sets the Clay County certificate of delinquency sale for September 17, 2026. Kentucky sales cannot start before July 14, and Clay sits in the later September window available to counties carrying unmined coal and oil and gas delinquencies rather than the mid July through August window most counties use. The Clerk advertises the exact time and location in the local newspaper and on the county clerk website at least 30 days before the sale.
Registration and deposit

Register with the Clay County Clerk by the deadline the office advertises, which lands at least 30 days before the sale. Registration is required even to buy a single certificate. Submit the Clerk's registration form, a copy of your Department of Revenue certificate of registration where one applies, a list of the priority certificates you intend to claim, a separate list of the current year certificates you want to bid on, the clerk fees, and all deposits. A deposit of 100 percent of the value of each priority certificate must accompany the registration, and the Clerk sets which forms of payment are accepted. Separately, anyone planning to buy more than three certificates in one county, more than five statewide, or to invest more than $10,000 must register with the Department of Revenue, which charges a $250 fee and makes a purchaser eligible only 60 days after the application is received.

Sale format and venue
The Clerk sells certificates of delinquency in Clay County; the Sheriff collects current year bills and turns the uncollected ones over to the Clerk in April. Prior year certificate holders claim their priority certificates first, then the remaining certificates are sold in rounds to registered third party purchasers, with the selection order set by a random drawing at the start of the sale. A purchaser can only take certificates from the current year list filed with the registration, so the list you submit is the list you can buy from. Clay County's advertised bill list is split into a standard section and an oil and gas section. Payment for everything acquired is due at the close of the sale, and any unused deposit is refunded within 10 business days. Certificates that go unsold stay available from the Clerk afterward at a $10 per bill registration fee up to the $250 annual cap. No online auction platform is used for this sale, so registered purchasers report to the Clerk's office on sale day for instructions on where the sale will be held. In person at the Clay County Clerk's office

Clay County tax sale list and auction calendar

For Clay County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Advertised delinquent tax bills for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Tax sale scheduled for September 17, 2026. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Clay County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Clay County

  1. Start with the live sale list

    Pull the current advertised parcels from Advertised delinquent tax bills. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Register with the Clay County Clerk by the deadline the office advertises, which lands at least 30 days before the sale. Registration is required even to buy a single certificate. Submit the Clerk's registration form, a copy of your Department of Revenue certificate of registration where one applies, a list of the priority certificates you intend to claim, a separate list of the current year certificates you want to bid on, the clerk fees, and all deposits. A deposit of 100 percent of the value of each priority certificate must accompany the registration, and the Clerk sets which forms of payment are accepted. Separately, anyone planning to buy more than three certificates in one county, more than five statewide, or to invest more than $10,000 must register with the Department of Revenue, which charges a $250 fee and makes a purchaser eligible only 60 days after the application is received.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Clay County Clerk

(606) 598-2544

102 Richmond Rd, Ste 101, Manchester, KY 40962

Official website

County notes

  • The Clay County Clerk publishes its advertised delinquent bill list through American Land Records, showing the bill number, owner, amount due, map number and a short property description for each parcel. A large share of the entries are vacant acreage or mobile home only bills, so read the description before you put a bill on your purchase list.
  • The Clerk's website carries the advertised bill list but no standing sale notice page, so confirm the sale hour, the room, the registration deadline and the accepted deposit payment types by calling the office at (606) 598-2544 or watching the newspaper advertisement.
  • Registering with the Clay County Clerk is separate from registering with the Kentucky Department of Revenue, and both can apply to the same buyer. The state set May 15, 2026 as the application cutoff for the 2026 season and a purchaser only becomes eligible 60 days after the application is received, so state registration has to be handled well ahead of the September sale.
  • American Land Records also hosts a searchable Clay County delinquent bill database that shows whether a bill is paid, unpaid or already purchased, which is the quickest way to check whether a target parcel still carries an open certificate.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Clay County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Clay County tax certificate sale?

The Kentucky Department of Revenue's 2026 clerk sale calendar sets the Clay County certificate of delinquency sale for September 17, 2026. Kentucky sales cannot start before July 14, and Clay sits in the later September window available to counties carrying unmined coal and oil and gas delinquencies rather than the mid July through August window most counties use. The Clerk advertises the exact time and location in the local newspaper and on the county clerk website at least 30 days before the sale. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Clay County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Clay County tax sale list?

Clay County posts its tax sale list at americanlandrecords.com. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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