Skip to content
Tax Sale Atlas

Fayette County, KY tax sales

How tax lien sales work in Fayette County, seat of Lexington: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
between mid July and late August, 2026
Format
In person
County office
(859) 253-3344
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Fayette County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Fayette County Clerk
Frequency
annual
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent tax list and sale documents
When it runs
One annual sale of certificates of delinquency, held in late July at 11:00 a.m. The Clerk set the 2026 sale for July 24. State law fixes the window: the sale may occur no earlier than 90 days and no later than 135 days after the Sheriff turns the unpaid bills over to the Clerk, which happens in mid-April.
Registration and deposit

Register with the Fayette County Clerk by close of business roughly ten days before the sale; the 2026 deadline was July 14. Registration takes the Clerk's registration form, a notarized affidavit that you are not participating alongside a related person or entity, and a copy of your Kentucky Department of Revenue Certificate of Registration where state registration applies. Fees are $5 per certificate on a priority list and $10 per certificate on a current-year list, capped at $250, with no second fee for a bill that appears on both lists. Priority lists are due at the registration deadline with 100 percent payment plus a $30 lien assignment recording fee per bill. The current-year list and a 25 percent deposit are due about a week later, and that spreadsheet must be ordered by tax bill number in the sequence you want to buy. Forms and spreadsheets go by email to [email protected]; postmarks are not accepted and company checks are refused, so use certified funds. Registration expires each December 31 and cannot be transferred or assigned.

Sale format and venue
The Clerk runs the sale electronically from lists filed in advance, not as a live outcry auction and not through any third-party bidding site, so there is nothing to log into and attendance is not required. Purchasers do not bid the interest rate. An electronic lottery sets each registered purchaser's position from lowest to highest number, then the program works through multiple rounds awarding certificates one at a time from each purchaser's ordered list until every bill is sold or every list is exhausted. A purchaser may set a spending cap on the registration form and drops out once the next bill on the list would exceed it. Prior-year certificate holders come first: anyone holding the most recent year's certificate on a parcel may claim the new one through the priority list, and only unclaimed bills reach the general sale. Bills marked 'Contact the Fayette County Attorney' are not for sale, and KRS 134.128 bars any certificate in bankruptcy litigation where the county attorney has filed a claim, so research filings yourself before the sale. Withdrawing after registering takes a call to the office by 4:00 p.m. the day before the sale, and registration fees are not refunded to purchasers who buy nothing. Any balance due is payable in certified funds by 10:00 a.m. the Monday after the sale, and unused deposits are refunded within ten business days. Recording a later release or assignment costs $46 per lien for a five-page document, plus $3 for each additional page. Fayette County Clerk in-office electronic sale

Fayette County tax sale list and auction calendar

For Fayette County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent tax list and sale documents for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    between mid July and late August, 2026 The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Fayette County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Fayette County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent tax list and sale documents. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Register with the Fayette County Clerk by close of business roughly ten days before the sale; the 2026 deadline was July 14. Registration takes the Clerk's registration form, a notarized affidavit that you are not participating alongside a related person or entity, and a copy of your Kentucky Department of Revenue Certificate of Registration where state registration applies. Fees are $5 per certificate on a priority list and $10 per certificate on a current-year list, capped at $250, with no second fee for a bill that appears on both lists. Priority lists are due at the registration deadline with 100 percent payment plus a $30 lien assignment recording fee per bill. The current-year list and a 25 percent deposit are due about a week later, and that spreadsheet must be ordered by tax bill number in the sequence you want to buy. Forms and spreadsheets go by email to [email protected]; postmarks are not accepted and company checks are refused, so use certified funds. Registration expires each December 31 and cannot be transferred or assigned.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Fayette County Clerk

(859) 253-3344

162 E. Main Street, Room 132, Lexington, KY 40507

Official website

County notes

  • The Sheriff collects current-year property taxes and transfers the unpaid bills to the County Clerk in mid-April. From that point the Clerk handles payoffs and runs the certificate of delinquency sale; the Sheriff has no role in the sale.
  • The published list of certificates available for sale goes up on the Clerk's website in late June, about 30 days ahead of the sale, and is refreshed every Monday through the week before the sale. Bills paid in the meantime drop off, so work from the newest file.
  • Notice that the list is coming runs in the Lexington Herald-Leader in mid-June. An advertising cost of about $5 per certificate is added on June 1 and rides on the payoff amount.
  • Anyone whose purchases would leave them holding more than three certificates of delinquency in Fayette County, more than five statewide, or investing more than $10,000 statewide in a calendar year must file an application with the Kentucky Department of Revenue at least 60 days before buying. For the July 2026 sale that filing was due May 26.
  • Research bills and pull payoff figures through the Clerk's delinquent tax search at fayettedeeds.com, where payment status updates as money posts.
  • Payments at the counter take cash, money order, or a cashier's or certified check payable to the Fayette County Clerk. Personal, business, and counter checks are not accepted, and the office cannot take partial payments; payment arrangements go through the Fayette County Attorney at (859) 254-4941.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Fayette County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Fayette County tax certificate sale?

One annual sale of certificates of delinquency, held in late July at 11:00 a.m. The Clerk set the 2026 sale for July 24. State law fixes the window: the sale may occur no earlier than 90 days and no later than 135 days after the Sheriff turns the unpaid bills over to the Clerk, which happens in mid-April. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Fayette County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Fayette County tax sale list?

Fayette County posts its tax sale list at fayettekyclerk.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

Browse all 120 Kentucky counties

Compare sale calendars, platforms, and rules across the state, or read the guides before you bid.

Call Fayette County Clerk