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Tax Sale Atlas

Henderson County, KY tax sales

How tax lien sales work in Henderson County, seat of Henderson: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
Tax sale scheduled for August 27, 2026.Thursday · 2026
Format
In person
County office
270-826-3906
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Henderson County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Henderson County Clerk
Frequency
annual
Next sale
Tax sale scheduled for August 27, 2026.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent bill lists and tax sale details
When it runs
One annual certificate of delinquency sale, held in late August. The clerk lists the 2026 sale as August 27, 2026 at 9:00 am Central, with registration and both bill lists due August 17, 2026. Statewide, Kentucky clerks hold these sales from mid-July through late October, with most falling between mid-July and the end of August.
Registration and deposit

Register with the Henderson County Clerk by August 17, 2026. The priority list and the current-year purchase list are due the same day and must be emailed to [email protected] as an Excel .xls file giving the county map/parcel number, tax bill number, tax year and taxpayer name, with current-year bills listed in the order you want to buy them. The registration fee is $5 per priority certificate plus $10 per current-year certificate, capped at $250, paid by separate check. Full payment must accompany the priority list, along with a $30 lien and assignment fee per bill, plus a deposit of 25% of the taxes due on the current-year certificates. The clerk accepts cashier's checks or company checks. A buyer taking more than three certificates in the county, more than five statewide, or investing more than $10,000 statewide in a calendar year must first register with the Kentucky Department of Revenue and hand its certificate of registration to the clerk at registration.

Sale format and venue
This is a live auction at the courthouse, second floor, 20 North Main Street, Suite 206, and a representative must be present to purchase certificates. No online bidding platform is used. Prior year certificate holders file a priority list and are settled before current-year certificates are offered. The clerk posts the bills to be offered on its tax sale page at least 30 days before the sale and runs the advertisement in the countywide newspaper, The Gleaner, 30 to 45 days before the sale. Separate lists cover delinquent real estate, tangible, oil, oil rebill and unmined coal bills. Some bills on the published lists will not be available for purchase, so confirm availability before committing funds, and research bankruptcy filings on your own before bidding. Questions go to Sharon Floyd or Gabby Moore at 270-826-3906. In person at the Henderson County Courthouse
Source: Tax Sale, Henderson County Clerk· Verified Aug 23, 2026

Henderson County tax sale list and auction calendar

For Henderson County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent bill lists and tax sale details for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Tax sale scheduled for August 27, 2026. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Henderson County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Henderson County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent bill lists and tax sale details. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Register with the Henderson County Clerk by August 17, 2026. The priority list and the current-year purchase list are due the same day and must be emailed to [email protected] as an Excel .xls file giving the county map/parcel number, tax bill number, tax year and taxpayer name, with current-year bills listed in the order you want to buy them. The registration fee is $5 per priority certificate plus $10 per current-year certificate, capped at $250, paid by separate check. Full payment must accompany the priority list, along with a $30 lien and assignment fee per bill, plus a deposit of 25% of the taxes due on the current-year certificates. The clerk accepts cashier's checks or company checks. A buyer taking more than three certificates in the county, more than five statewide, or investing more than $10,000 statewide in a calendar year must first register with the Kentucky Department of Revenue and hand its certificate of registration to the clerk at registration.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Henderson County Clerk

270-826-3906

Henderson County Courthouse, 20 N Main Street, Suite 206, Henderson, KY 42420. Mailing address: P.O. Box 374, Henderson, KY 42419

Official website

County notes

  • Henderson County sells certificates of delinquency, not deeds. A winning bidder takes an assigned tax lien against the parcel, not title to it.
  • The sale is conducted live at the Henderson County Courthouse and a representative must attend in person to purchase. There is no online bidding.
  • Prior year certificate holders hold priority. They submit a separate priority list with full payment plus a $30 lien and assignment fee per bill, and those certificates are settled before any current-year bills are offered to other buyers.
  • The practical deadline is the registration date, not the sale date. Registration, the priority list and the current-year purchase list are all due ten days ahead, on August 17, 2026, for the August 27, 2026 sale.
  • Current-year bills are collected by the Henderson County Sheriff. Once delinquent, notices run through the county attorney's tax collection division at 270-631-0000, and the certificates are sold by the county clerk.
  • The clerk's registration form requires a notarized sworn statement that you are not bidding in concert with a related person or entity to gain an advantage over other purchasers.
  • Bidder lists must be submitted as Excel .xls files, and current-year bills are purchased in the order you list them, so rank your targets before the deadline.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Henderson County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Henderson County tax certificate sale?

One annual certificate of delinquency sale, held in late August. The clerk lists the 2026 sale as August 27, 2026 at 9:00 am Central, with registration and both bill lists due August 17, 2026. Statewide, Kentucky clerks hold these sales from mid-July through late October, with most falling between mid-July and the end of August. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Henderson County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Henderson County tax sale list?

Henderson County posts its tax sale list at hendersoncountyky.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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