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Tax Sale Atlas

Oldham County, KY tax sales

How tax lien sales work in Oldham County, seat of La Grange: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
Early August, starting at 9:00 a.m. EDT.
Format
In person
Registration
Two registrations are required.
County office
502-222-7645
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Oldham County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Oldham County Clerk
Frequency
annual
Typical timing
Early August, starting at 9:00 a.m. EDT.
Registration
Two registrations are required.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent tax bill list, sale procedures and registration forms
When it runs
Early August, starting at 9:00 a.m. EDT. The clerk's sale details state "The sale date is August 6, 2026 and will begin at 9:00 a.m. EDT." The prior sale ran August 7, 2025, so plan on a first-week-of-August date each year.
Registration and deposit

Two registrations are required. First, register with the Kentucky Department of Revenue if you plan to buy more than three certificates in one county, more than five statewide, or invest more than $10,000. The state application carries a $250 fee payable to the Kentucky State Treasurer, and eligibility starts 60 days after Revenue receives it, so file by mid-May to reach the summer sales. Second, register with the Oldham County Clerk at least 10 days before the sale; the clerk set July 27, 2026 as the deadline for all paperwork, fees and bill lists. County registration costs $10 per bill for the lottery sale and $5 per bill for the priority sale, capped at $250 total across both. Bring a signed, notarized affidavit that you are not bidding in concert with a related person or entity, a copy of your Revenue registration certificate, and your bill list on the clerk's Excel template. Lottery lists require a 25% deposit of the list amount plus a $30 filing fee per lien; priority lists require payment in full plus $30 per lien. Cash or certified check payable to the Oldham County Clerk only. Lists may be emailed, mailed, or delivered to the LaGrange office, and once submitted no additions are allowed.

Sale format and venue
Oldham County runs a live, in-person lottery sale with no online bidding. The drawing and sale take place in the Fiscal Court Room on the second floor of the Oldham County Fiscal Court Building in LaGrange, and every participating entity must have a representative present, one representative per company. Prior-year certificate holders submit a priority list ten days ahead with full payment, and those bills are pulled out of the lottery pool before the sale begins. Everything remaining is sold by drawing: the clerk draws for order, then each participant takes one bill per turn for the first five rounds and three bills per turn after that until the list is exhausted, with the clerk free to adjust the round size as participants drop out. Total payment, including the $30 per lien assignment and recording fee, is due at the clerk's office by 4:00 p.m. on sale day. Bills not paid for by that deadline are forfeited and open to any third party purchaser after September 1. In person, Oldham County Fiscal Court Building

Oldham County tax sale list and auction calendar

For Oldham County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent tax bill list, sale procedures and registration forms for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Two registrations are required. Full requirements are in the sale card above.
  3. Sale day

    Early August, starting at 9:00 a.m. EDT. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Oldham County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Oldham County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent tax bill list, sale procedures and registration forms. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Two registrations are required. First, register with the Kentucky Department of Revenue if you plan to buy more than three certificates in one county, more than five statewide, or invest more than $10,000. The state application carries a $250 fee payable to the Kentucky State Treasurer, and eligibility starts 60 days after Revenue receives it, so file by mid-May to reach the summer sales. Second, register with the Oldham County Clerk at least 10 days before the sale; the clerk set July 27, 2026 as the deadline for all paperwork, fees and bill lists. County registration costs $10 per bill for the lottery sale and $5 per bill for the priority sale, capped at $250 total across both. Bring a signed, notarized affidavit that you are not bidding in concert with a related person or entity, a copy of your Revenue registration certificate, and your bill list on the clerk's Excel template. Lottery lists require a 25% deposit of the list amount plus a $30 filing fee per lien; priority lists require payment in full plus $30 per lien. Cash or certified check payable to the Oldham County Clerk only. Lists may be emailed, mailed, or delivered to the LaGrange office, and once submitted no additions are allowed.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Oldham County Clerk

502-222-7645

100 W. Jefferson St., Suite 1, La Grange, KY 40031

Official website

County notes

  • The Sheriff collects current-year Oldham County property taxes; uncollected bills transfer to the County Clerk at the close of business on April 15 and become certificates of delinquency.
  • The delinquent bill list is advertised in The Oldham Era as the statute requires, and the clerk posts a running list of current delinquent records that is updated weekly through the season.
  • Bid lists must use the clerk's Excel templates. Separate priority and non-priority templates are linked from the Delinquent Taxes page.
  • The clerk's delinquent tax line is 502-222-9311. The main LaGrange office number is 502-222-7645.
  • Certificates forfeited at the sale for non-payment become available to any third party purchaser after September 1.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Oldham County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Oldham County tax certificate sale?

Early August, starting at 9:00 a.m. EDT. The clerk's sale details state "The sale date is August 6, 2026 and will begin at 9:00 a.m. EDT." The prior sale ran August 7, 2025, so plan on a first-week-of-August date each year. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Oldham County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Oldham County tax sale list?

Oldham County posts its tax sale list at oldhamcountyclerk.ky.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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Call Oldham County Clerk