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Tax Sale Atlas

Todd County, KY tax sales

How tax lien sales work in Todd County, seat of Elkton: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
One sale a year, in mid-August.
Registration
Two steps, and the first one is slow.
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Todd County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

Run by
Todd County Clerk
Frequency
annual
Typical timing
One sale a year, in mid-August.
Registration
Two steps, and the first one is slow.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Todd County delinquent property tax bill listing
When it runs
One sale a year, in mid-August. The Kentucky Department of Revenue's 2026 clerk sale calendar lists Todd County as "8/13/26," an August 13, 2026 sale. Statewide, clerk sales begin in mid-July and "run through the latter part of October with the majority of sales taking place from mid-July through the end of August." Confirm the hour and the room with the clerk's office, which sets its own sale time.
Registration and deposit

Two steps, and the first one is slow. Register with the Kentucky Department of Revenue if you plan to buy more than three certificates of delinquency in Todd County, more than five statewide, or invest more than $10,000. Application Form 62A370A carries a $250 fee payable to the Kentucky State Treasurer and is mailed to the Office of Property Valuation, P.O. Box 1727, Frankfort, KY 40602-1727. Eligibility does not start until 60 days after the Department receives the application, and the Department names May 15 as the date to apply by "to ensure you will be able to participate in every county's tax sale." Questions go to 502-564-8368 or [email protected]. Then call the Todd County Clerk at (270) 265-9966 ext. 203 for the county registration packet, deposit terms, and the cutoff for filing the bills you intend to buy.

Sale format and venue
The Todd County Sheriff collects current-year property tax bills; whatever is still unpaid in the spring passes to the County Clerk, who sells the certificates of delinquency at the annual August sale. Prior-year certificate holders and the taxing districts get first call on the bills, so a third-party bidder works from what is left. No online auction platform is confirmed for Todd County: the clerk's office runs the sale directly, so verify the location and format with the office before you travel. Todd County's listing is published on the delinquent-tax advertising site the Department of Revenue designates for this county, and the same list runs in the local newspaper at least 30 days before the sale date. The published list is dated and some bills carry a pending marker, so ask the clerk for current balances before committing money.

Todd County tax sale list and auction calendar

For Todd County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Todd County delinquent property tax bill listing for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Two steps, and the first one is slow. Full requirements are in the sale card above.
  3. Sale day

    One sale a year, in mid-August. The auction platform is still being verified. Confirm the next sale date and registration window with the county before you bid.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Todd County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Todd County

  1. Start with the live sale list

    Pull the current advertised parcels from Todd County delinquent property tax bill listing. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Two steps, and the first one is slow. Register with the Kentucky Department of Revenue if you plan to buy more than three certificates of delinquency in Todd County, more than five statewide, or invest more than $10,000. Application Form 62A370A carries a $250 fee payable to the Kentucky State Treasurer and is mailed to the Office of Property Valuation, P.O. Box 1727, Frankfort, KY 40602-1727. Eligibility does not start until 60 days after the Department receives the application, and the Department names May 15 as the date to apply by "to ensure you will be able to participate in every county's tax sale." Questions go to 502-564-8368 or [email protected]. Then call the Todd County Clerk at (270) 265-9966 ext. 203 for the county registration packet, deposit terms, and the cutoff for filing the bills you intend to buy.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Todd County Clerk

(270) 265-9966 ext. 203

P.O. Box 307, Elkton, KY 42220

Official website

County notes

  • The Todd County Clerk is Cindy O'Bryan. The office has no separate website; its contact details and the county directory sit on the Todd County government site.
  • County offices are in the courthouse at 202 E. Washington Street, Elkton, KY 42220. Current-year property tax payments go to the Sheriff's office inside that building at (270) 265-9966 ext. 208; delinquent bills that have become certificates of delinquency go to the Clerk.
  • Todd County's certificate of delinquency listing is carried on the statewide clerk advertising site rather than a county-run page, and it covers real property and tangible bills together.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Todd County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Todd County tax certificate sale?

One sale a year, in mid-August. The Kentucky Department of Revenue's 2026 clerk sale calendar lists Todd County as "8/13/26," an August 13, 2026 sale. Statewide, clerk sales begin in mid-July and "run through the latter part of October with the majority of sales taking place from mid-July through the end of August." Confirm the hour and the room with the clerk's office, which sets its own sale time. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Todd County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Todd County tax sale list?

Todd County posts its tax sale list at kydtax.smllc.us. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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Call Todd County Clerk