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Tax Sale Atlas

Whitley County, KY tax sales

How tax lien sales work in Whitley County, seat of Williamsburg: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
Tax sale scheduled for September 17, 2026.Thursday · 2026
Format
In person
Registration
Two registrations are required, and the state one comes first.
County office
(606) 549-6002
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Whitley County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Whitley County Clerk
Frequency
annual
Next sale
Tax sale scheduled for September 17, 2026.
Registration
Two registrations are required, and the state one comes first.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent property tax bill list
When it runs
Mid September, later than most Kentucky counties. The Clerk sets the 2026 certificate of delinquency sale for "September 17th, 2026 at 9:00am" at the Whitley County Courthouse, 200 Main St. Room 2, Williamsburg, and the Kentucky Department of Revenue's 2026 statewide schedule assigns the county the same September 17 date. Registration closes ten days earlier, at the close of business on September 7, 2026.
Registration and deposit

Two registrations are required, and the state one comes first. An investor buying more than three certificates in one county, more than five statewide, or investing more than $10,000 must hold a certificate of registration from the Kentucky Department of Revenue, applied for by May 15 with a $250 state fee, and becomes eligible 60 days after the application arrives. Then register with the Whitley County Clerk by the close of business on September 7, 2026, filing proof of the Department of Revenue registration, the completed county clerk registration form, a signed affidavit that no related party or affiliated entity is also participating, and the list of tax bills you intend to purchase. Clerk fees are $10.00 for each certificate on your current list, capped at $250 once you register 25 bills or more, and $5.00 for each certificate on your priority list, plus $30.00 to file each certificate you buy. Deposits are 25 percent of the total value of the current certificates you register for and 100 percent of the value of each priority certificate. Cash, checks and debit or credit cards are accepted, and any remaining balance must be paid in full before the certificates are recorded.

Sale format and venue
Whitley County sells its certificates of delinquency in person at the courthouse in Williamsburg, and no online bidding platform serves the county. Nothing is bid up or down: each certificate sells for the amount due on it. Holders of a prior year certificate file a priority list and take the current year bill on parcels they already hold before anyone else buys. The rest of the sale runs as a lottery, described by the Clerk as "conducted in a manner similar to a lottery with each purchaser having an opportunity to purchase one certificate in turn through several rounds", with a random drawing setting the order and the purchaser drawing the lowest number going first. The same office records the assignment, quotes payoff amounts and takes payments afterward. In person, Whitley County Courthouse, 200 Main St. Room 2, Williamsburg.
Source: Delinquent Taxes, Whitley County Clerk· Verified Aug 23, 2026

Whitley County tax sale list and auction calendar

For Whitley County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent property tax bill list for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Two registrations are required, and the state one comes first. Full requirements are in the sale card above.
  3. Sale day

    Tax sale scheduled for September 17, 2026. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Whitley County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Whitley County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent property tax bill list. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Two registrations are required, and the state one comes first. An investor buying more than three certificates in one county, more than five statewide, or investing more than $10,000 must hold a certificate of registration from the Kentucky Department of Revenue, applied for by May 15 with a $250 state fee, and becomes eligible 60 days after the application arrives. Then register with the Whitley County Clerk by the close of business on September 7, 2026, filing proof of the Department of Revenue registration, the completed county clerk registration form, a signed affidavit that no related party or affiliated entity is also participating, and the list of tax bills you intend to purchase. Clerk fees are $10.00 for each certificate on your current list, capped at $250 once you register 25 bills or more, and $5.00 for each certificate on your priority list, plus $30.00 to file each certificate you buy. Deposits are 25 percent of the total value of the current certificates you register for and 100 percent of the value of each priority certificate. Cash, checks and debit or credit cards are accepted, and any remaining balance must be paid in full before the certificates are recorded.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Whitley County Clerk

(606) 549-6002

P.O. Box 8, Williamsburg, KY 40769 (courthouse office at 200 Main St #2, Williamsburg, KY 40769)

Official website

County notes

  • The Clerk sells certificates of delinquency in person at the Whitley County Courthouse in Williamsburg. No online auction platform serves this county.
  • Registration with the Clerk closes at the close of business on September 7, 2026, ten days before the September 17 sale, and the Department of Revenue registration behind it must be applied for by May 15.
  • Prior year certificate holders claim the current year bill on parcels they already hold before the drawing runs, so the certificates that reach the lottery are the ones no existing holder took.
  • The delinquent bill list is published at kydtax.smllc.us and runs to 42 pages of 2025 tax year bills, each showing the bill number, owner, property address, map ID and a payoff amount stated as of the report date. Pull a current copy before you build your bill list.
  • Clerk fees run $10.00 per certificate on the current list, capped at $250 once you register 25 bills or more, plus $5.00 per priority certificate and $30.00 to file each certificate purchased. Cash, checks and debit or credit cards are accepted.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Whitley County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Whitley County tax certificate sale?

Mid September, later than most Kentucky counties. The Clerk sets the 2026 certificate of delinquency sale for "September 17th, 2026 at 9:00am" at the Whitley County Courthouse, 200 Main St. Room 2, Williamsburg, and the Kentucky Department of Revenue's 2026 statewide schedule assigns the county the same September 17 date. Registration closes ten days earlier, at the close of business on September 7, 2026. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Whitley County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Whitley County tax sale list?

Whitley County posts its tax sale list at kydtax.smllc.us. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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