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Tax Sale Atlas

Howard County, NE tax sales

How tax lien sales work in Howard County, seat of Saint Paul: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Nebraska tax sales work or look terms up in the glossary.

Next sale
Nebraska holds no tax deed auction.
Format
In person
Registration
Registration is handled by the Treasurer, not through an online auction site.
County office
308-754-4852
Every displayed fact carries a source badge. Verified Aug 24, 2026 against official county and state pages.How we verify
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How Howard County sells delinquent taxes

From lien to deed

Nebraska holds no county tax deed auction. A certificate holder reaches title down one of two roads, and which road is available depends on how much equity is in the parcel. Three years after the date of the tax sale, and after serving the Neb. Rev. Stat. 77-1831 notice at least three months in advance, the holder may apply to the county treasurer for a tax deed. That road is open only where 110 percent of the parcel's assessed value at the time of the application, less the amount that would be needed to redeem it, is twenty five thousand dollars or less. Where the equity is larger the holder must instead foreclose the certificate in the district court of the county where the land lies, in the same manner as a real estate mortgage foreclosure. Either step has to be taken within nine months after the expiration of three years from the date of sale, or nine months after two years where the holder is a land bank and the parcel qualifies as vacant and abandoned. Missing the window voids the certificate.

Tax certificate sale (lien)

In person
Run by
Howard County Treasurer's Office
Frequency
annual
Typical timing
First Monday in March at 9:00 a.m. at the Howard County Courthouse in St. Paul.
Registration
Registration is handled by the Treasurer, not through an online auction site.
Next expected
on the first Monday in March, 2027 (window; exact date posts closer to the sale)
Sale list
Tax sale registration form and delinquent advertising list, Howard County Treasurer
When it runs
First Monday in March at 9:00 a.m. at the Howard County Courthouse in St. Paul. The Treasurer states the sale "is held the first Monday in March each year at 9:00 A.M." at the County Courthouse, and posted the 2026 sale as March 2, 2026. The registration form and that year's advertising list go up on the Treasurer's tax sale page ahead of each sale.
Registration and deposit

Registration is handled by the Treasurer, not through an online auction site. Send the county Tax Sale Registration Form with a separate check for the $25.00 registration fee, which is not refundable, so that it arrives no later than 5:00 p.m. on the Thursday before the first Monday in March. The form asks for the name and address that will appear on the certificate, a tax ID or Social Security number, a contact name and a phone number. The fee applies once per entity, company or individual, and only one person may represent a single entity at the sale. Mail to Howard County Courthouse, 612 Indian St., Suite 9, St. Paul, NE 68873, or call the Treasurer at (308) 754-4852. Purchases by fax or telephone are not accepted.

Sale format and venue
Howard County runs a live sale at the courthouse and allocates certificates by rotation rather than by competitive bidding. Registered investors draw numbers before the sale, and the Treasurer states that "the number drawn shall represent the order in which each investor may bid" and that "each round shall consist of one choice per bidder; he may purchase or pass." If a bidder passes, the parcel "will be offered to the next bidder each time until that parcel is purchased, continuing on with each parcel until all parcels are sold." Nothing is bid down and no premium is paid, so the yield is the fixed 14 percent statutory rate rather than a rate set by competition among bidders. Payment is by cashier check or money order, and a personal check is accepted only from an investor holding a letter of credit. The county charges $20.00 for each certificate sold and a further $20.00 for any reassignment of a certificate. The Treasurer keeps purchased certificates for safekeeping. The delinquent list runs in the local newspaper for three consecutive weeks in February and is posted online through Nebraska Taxes Online, and the county also publishes a dated advertising list and the registration form on its tax sale page. Bidders are asked to bring the most current list to the sale, since the county updates it as parcels are paid. Nebraska Taxes Online carries the advertising list but is a tax record and payment site, not an auction platform, and bidding happens only at the courthouse on sale day. There is no online auction platform for this sale. The Treasurer's own guidance is that a buyer is purchasing delinquent taxes, not the property, that subsequent taxes must be paid each year, and that the office will not give legal advice on tax sale certificates.

Howard County tax sale list and auction calendar

For Howard County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Tax sale registration form and delinquent advertising list, Howard County Treasurer for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Registration is handled by the Treasurer, not through an online auction site. Full requirements are in the sale card above.
  3. Sale day

    Nebraska holds no tax deed auction. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use County Treasurer for the administrative deed, or the sheriff under a district court decree as the source to confirm which parcels are actually offered.

Before you bid in Howard County

  1. Start with the live sale list

    Pull the current advertised parcels from Tax sale registration form and delinquent advertising list, Howard County Treasurer. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Registration is handled by the Treasurer, not through an online auction site. Send the county Tax Sale Registration Form with a separate check for the $25.00 registration fee, which is not refundable, so that it arrives no later than 5:00 p.m. on the Thursday before the first Monday in March. The form asks for the name and address that will appear on the certificate, a tax ID or Social Security number, a contact name and a phone number. The fee applies once per entity, company or individual, and only one person may represent a single entity at the sale. Mail to Howard County Courthouse, 612 Indian St., Suite 9, St. Paul, NE 68873, or call the Treasurer at (308) 754-4852. Purchases by fax or telephone are not accepted.

  3. Check the state rules that change the bid

    Read the Nebraska due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Two routes reach parcels outside the March sale, and both run through the county treasurer. Any parcel that stayed unsold at the public sale for want of bidders must then be sold at private sale at the treasurer's office to any person who pays the taxes, penalty, and costs; the certificate issued that way is marked sold for taxes at private sale. Separately, where the county board bought a parcel in the county's name because it drew no bidder, the treasurer holds that certificate and may assign it at any time to anyone willing to pay the face amount plus 14 percent interest from the date of the certificate, with the county clerk endorsing the assignment and the twenty five dollar issuance fee due from the buyer. If the parcel lies inside a municipality that has created a land bank, the treasurer must give the land bank the first opportunity to acquire the county's certificate. Ask the county treasurer which parcels are open to private sale and which county held certificates are available for assignment.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Howard County Treasurer's Office

308-754-4852

Howard County Courthouse, 612 Indian St., Suite 9, St. Paul, NE 68873

Official website

County notes

  • The Treasurer is Sara Roy. Office hours are 8:00 a.m. to 5:00 p.m. Monday through Friday, open through the lunch hour and closed weekends and holidays. Email [email protected].
  • The sale is held in person at the courthouse. Fax and telephone purchases are refused, and only one representative per registered entity may attend, so an investor who cannot send someone to St. Paul cannot take part.
  • Certificates are handed out in a drawn rotation order, one choice per bidder per round, so the parcels an investor wins depend on the number drawn and on how many bidders register, not on any rate or premium offered.
  • Interest runs at the statutory 14 percent, the same rate the county charges on delinquent taxes, which become delinquent on May 1 and September 1 each year.
  • Budget for fees beyond the taxes themselves: $25.00 to register each year, $20.00 for every certificate purchased, and $20.00 more for any reassignment of a certificate.
  • The Treasurer's tax sale page cites Neb. Rev. Stat. 77-1801 through 77-1941 as the governing law, puts the redemption period at three years, and states that after three years without redemption a certificate holder has six months to act. Nebraska gives a holder two routes to title, a treasurer's tax deed applied for after the statutory notice is served on the owner and other parties, or a foreclosure action in district court. The Treasurer's office will not advise on which route to take.
  • The most recent advertising list carried 31 parcels totaling about $35,790 in delinquent taxes, spread across St. Paul, Dannebrog, Boelus, Farwell and rural townships, so this is a small sale with limited inventory.

Nebraska rules

Max interest rate
14% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Nebraska does not run a redemption clock that simply expires. The right to redeem stays open until the certificate holder files the application for a tax deed with the county treasurer, and the treasurer may not accept a redemption after the close of business on the day that application arrives. Because the holder cannot apply until three years after the sale, and must first serve a notice at least three months before applying that says in sixteen point type UNLESS YOU ACT YOU WILL LOSE THIS PROPERTY, the ordinary parcel carries a redemption window of about three years and three months and the owner gets a written warning inside it. Several conditions of the parcel or of its owner change that window, and they are recorded as tracks below. On the foreclosure road the window is different again: redemption stays open until the district court confirms the sheriff's sale.
Surplus proceeds
Nebraska returns the owner's equity on both roads. On the administrative road, within thirty days after the deed is recorded the grantee must pay the surplus to the previous owner. The surplus is the resale price if the grantee has already sold the parcel, or the assessed value shown in the county assessor's records at the time of the deed application if the grantee has not, less the amount that would have been needed to redeem the parcel, less the amount needed to pay all encumbrances on it, and less an administrative fee of five hundred dollars, or reasonable attorney fees in the case of a judicial foreclosure, which the grantee may keep to offset the cost of getting the deed. On the foreclosure road, any surplus remaining after all costs and taxes on a parcel are satisfied is applied the way surplus is applied in a mortgage foreclosure, and proceeds from one parcel may not be applied to the taxes on another except as the decree directs.
Governing statute
Neb. Rev. Stat. Chapter 77, Article 18 (77-1801 et seq.)

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Nebraskarules and every county →

Frequently asked questions

Does Howard County, Nebraska sell tax liens or tax deeds?

Tax lien certificates. In Nebraska investors buy the lien, not the property; the County Treasurer runs the sale.

When is the Howard County tax certificate sale?

First Monday in March at 9:00 a.m. at the Howard County Courthouse in St. Paul. The Treasurer states the sale "is held the first Monday in March each year at 9:00 A.M." at the County Courthouse, and posted the 2026 sale as March 2, 2026. The registration form and that year's advertising list go up on the Treasurer's tax sale page ahead of each sale. The sale is held in person. Always confirm the exact date with the County Treasurer before the sale.

How often does Howard County hold tax deed sales?

Howard County holds its tax deed sale none. Nebraska holds no tax deed auction. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Nebraska's redemption rule: 3 years from the tax sale before the holder may apply for a treasurer's tax deed, and the owner may redeem right up to the day that application is filed. Call the County Treasurer for the administrative deed, or the sheriff under a district court decree as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Howard County tax sale list?

Howard County posts its tax sale list at howardcounty.ne.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 24, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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