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Tax Sale Atlas

Cabarrus County, NC tax sales

How tax deed sales work in Cabarrus County, seat of Concord: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how North Carolina tax sales work or look terms up in the glossary.

Next sale
No fixed annual month.
Format
In person
Registration
No advance registration.
County office
704-920-2118
Every displayed fact carries a source badge. Verified Aug 18, 2026 against official county and state pages.How we verify
On this page

How Cabarrus County sells delinquent taxes

No tax lien certificate sale

North Carolina counties do not sell tax lien certificates to investors; the taxing unit holds its own lien and enforces it by judicial foreclosure.

Tax deed sale

In person
Run by
Cabarrus County Tax Administration, Tax Collections division, with sales conducted through the county's contracted foreclosure attorney, Zacchaeus Legal Services (ZLS)
Frequency
annual
Typical timing
No fixed annual month.
Registration
No advance registration.
Sale list
Cabarrus County tax foreclosure listings
When it runs
No fixed annual month. The county states: "Foreclosure sales are held at the date and time assigned by the courts. This information is updated on the listing and calendar." Recent and scheduled sales on the county listing (February 19, June 11, and August 20, 2026) all fall on Thursdays at 12:00 noon.
Registration and deposit

No advance registration. The county states: "You must be in attendance at the sale to bid on a property." The highest bidder pays a 20 percent deposit on sale day in cash, money order, or certified funds. A 10-day upset bid period follows; upset bids are filed in person with the Clerk of Superior Court, Room 104, at the Cabarrus County Courthouse and require a 5 percent raise with a minimum increase of $750. Final payment is due at the foreclosure attorney's office no later than 30 days after the upset bid period ends, when the Commissioner's deed is delivered.

Sale format and venue
Sales are live, in-person auctions at the Foreclosure Sale Location the county lists as 61 Union Street S, Concord (the courthouse); there is no online bidding platform. Bidding opens at the amount of delinquent taxes, interest, and legal costs, and the sale is subject to all outstanding county, city, and fire district taxes. The county listing showed 45 active cases in August 2026, every one assigned to Zacchaeus Legal Services (zls-nc.com); ZLS posts each notice of sale and the opening bid on its listings page the day before the sale. Questions about a listed property go to Collections at 704-920-2118. In person, Cabarrus County Courthouse steps

Cabarrus County tax sale list and auction calendar

For Cabarrus County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Cabarrus County tax foreclosure listings for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    No advance registration. Full requirements are in the sale card above.
  3. Sale day

    No fixed annual month. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Cabarrus County Tax Administration, Tax Collections division, with sales conducted through the county's contracted foreclosure attorney, Zacchaeus Legal Services (ZLS) as the source to confirm which parcels are actually offered.

Before you bid in Cabarrus County

  1. Start with the live sale list

    Pull the current advertised parcels from Cabarrus County tax foreclosure listings. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    No advance registration. The county states: "You must be in attendance at the sale to bid on a property." The highest bidder pays a 20 percent deposit on sale day in cash, money order, or certified funds. A 10-day upset bid period follows; upset bids are filed in person with the Clerk of Superior Court, Room 104, at the Cabarrus County Courthouse and require a 5 percent raise with a minimum increase of $750. Final payment is due at the foreclosure attorney's office no later than 30 days after the upset bid period ends, when the Commissioner's deed is delivered.

  3. Check the state rules that change the bid

    Read the North Carolina due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Use the arrow keys to switch between these sections.

County offices

Tax sale office

Cabarrus County Tax Administration, Tax Collections division

704-920-2118

65 Church Street S, Concord, NC 28025

Official website

County notes

  • Sale dates are posted only after the court assigns them, so check the county foreclosure listing before planning to attend; properties in the pipeline show as pending until scheduled.
  • The sale location at 61 Union Street S in Concord is the courthouse; upset bids after the sale are filed inside with the Clerk of Superior Court in Room 104, using the court case number shown on the listing.
  • Every pending Cabarrus County tax foreclosure case is handled by Zacchaeus Legal Services, and the firm posts the notice of sale with the opening bid on its listings site the day before each sale.
  • Cabarrus County does not offer financing and does not maintain a mailing list of foreclosure properties; the deposit and final payment must be cash, money order, or certified funds.

North Carolina rules

Redemption
North Carolina has no fixed redemption period of the certificate-state type and no post-sale redemption right. In a G.S. 105-374 foreclosure, redemption is allowed before confirmation of the foreclosure sale: paying the taxes, penalties, interest, and costs discontinues the action, and the clerk may confirm the sale once 10 days pass after the report of sale with no upset bid or exception. In an in rem foreclosure, payment in full of the docketed judgment with interest and costs requires the tax collector to certify the payment and cancel the judgment. Because every sale also sits through the 10-day upset bid window, an owner in either path retains a last window to pay after the auction itself but before the sale is final.
Deed deposit
At a G.S. 105-374 sale the commissioner may require the successful bidder to make a deposit of up to 20 percent of the bid; no deposit may be required of a taxing unit. An upset bidder always files a deposit of 5 percent of the upset bid, minimum $750, with the clerk.
Surplus proceeds
Sale proceeds are applied first to the costs of the action, including the commissioner's and attorneys' fees, then to the taxes, penalties, and interest of the foreclosing unit, then to special assessments and the taxes of other taxing units. Any surplus is paid as the court directs or held by the clerk of superior court, where the former owner, junior lienholders, and other claimants can file a special proceeding under G.S. 1-339.71 to establish ownership of the funds.
Governing statute
N.C.G.S. Chapter 105, Article 26

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full North Carolinarules and every county →

Frequently asked questions

Does Cabarrus County, North Carolina sell tax liens or tax deeds?

Tax deeds. North Carolina sells no tax lien certificates to investors; the Court-appointed commissioner sells the property itself at a public tax sale.

How often does Cabarrus County hold tax deed sales?

Cabarrus County holds its tax deed sale once a year. No fixed annual month. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. North Carolina's redemption rule: Until the foreclosure sale becomes final; no redemption after confirmation. Call the Cabarrus County Tax Administration, Tax Collections division, with sales conducted through the county's contracted foreclosure attorney, Zacchaeus Legal Services (ZLS) as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Cabarrus County tax sale list?

Cabarrus County posts its tax sale list at foreclosures.cabarruscounty.us. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 18, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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Compare sale calendars, platforms, and rules across the state, or read the guides before you bid.

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