Union County, NC tax sales
How tax deed sales work in Union County, seat of Monroe: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.
New to tax sales? Read how North Carolina tax sales work or look terms up in the glossary.
- Next sale
- No fixed annual month.
- Format
- In person
- Registration
- No advance registration; bid in person at the auction.
- County office
- 704-283-3500
On this page
How Union County sells delinquent taxes
Tax deed sale
- Run by
- Union County Tax Administrator (Tax Administration, Revenue Division), which assigns delinquent parcels to private foreclosure attorneys; each sale is conducted by a court-appointed commissioner, usually Donald C. Perry
- Frequency
- annual
- Typical timing
- No fixed annual month.
- Registration
- No advance registration; bid in person at the auction.
When it runs
Registration and deposit
No advance registration; bid in person at the auction. The highest bidder posts a deposit of 5 percent of the bid or $750, whichever is greater, in cash or certified funds with the foreclosure attorney, and the sale is reported to the Clerk of Court. The sale then stands open for 10 days for upset bids, filed at the Clerk of Court on the first floor of the Union County Courthouse on form AOC-CV-414 with a certified or cashier's check deposit; each upset bid must exceed the current bid by 5 percent or $750, whichever is greater, and restarts the 10-day window. The balance is due in certified funds at the end of the 10-day period upon confirmation of the sale. Official bids are held at the Clerk of Courts Office, 704-698-3100, option 4.
Sale format and venue
Union County tax sale list and auction calendar
For Union County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.
Get the advertised list
Use Union County Property Tax Foreclosures page (links to the current scheduled-sales list, properties in foreclosure, and the delinquent tax list) for the current advertised parcels, then recheck it before the auction.Register to bid
Sale day
No fixed annual month. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.Confirm with the office
If the list, platform, and notice disagree, use Union County Tax Administrator (Tax Administration, Revenue Division), which assigns delinquent parcels to private foreclosure attorneys; each sale is conducted by a court-appointed commissioner, usually Donald C. Perry as the source to confirm which parcels are actually offered.
Before you bid in Union County
4 checks
Start with the live sale list
Pull the current advertised parcels from Union County Property Tax Foreclosures page (links to the current scheduled-sales list, properties in foreclosure, and the delinquent tax list). Lists can change before the sale, so recheck the county source before you price a parcel.Confirm registration and deposit
No advance registration; bid in person at the auction. The highest bidder posts a deposit of 5 percent of the bid or $750, whichever is greater, in cash or certified funds with the foreclosure attorney, and the sale is reported to the Clerk of Court. The sale then stands open for 10 days for upset bids, filed at the Clerk of Court on the first floor of the Union County Courthouse on form AOC-CV-414 with a certified or cashier's check deposit; each upset bid must exceed the current bid by 5 percent or $750, whichever is greater, and restarts the 10-day window. The balance is due in certified funds at the end of the 10-day period upon confirmation of the sale. Official bids are held at the Clerk of Courts Office, 704-698-3100, option 4.
Check the state rules that change the bid
Read the North Carolina due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.Set a walk-away number
Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.
Use the arrow keys to switch between these sections.
County offices
Tax sale office
County notes
- The county's contact page states: "North Carolina law does not allow for what is commonly known as tax deed sales. Properties with delinquent taxes may be sold through a foreclosure process at a public auction."
- The county FAQ (a county PDF specific to Union County) describes the full pipeline: the Tax Office assigns parcels to private attorneys, the complaint is filed in Union County District or Superior Court, and once a judgment of sale is entered the property is scheduled for sale at the Union County Judicial Center in Monroe.
- Direct lines: Property Tax Paralegal and Revenue Division foreclosure inquiries 704-283-3697 ([email protected]); delinquent tax list questions 704-283-3848; Clerk of Courts Office for bids and upset bids 704-698-3100, option 4.
- The Delinquent Tax List link on the foreclosure page (labeled updated 8/5/2026) resolves to a CSV download; the scheduled-sales list and the properties-in-foreclosure roster are PDFs on the same page.
- The scheduled-sales PDF lists some cases with sale dates not yet set (the document leaves the date column blank for those), so the list mixes sold, open-for-upset-bid, and not-yet-scheduled parcels.
North Carolina rules
- Redemption
- North Carolina has no fixed redemption period of the certificate-state type and no post-sale redemption right. In a G.S. 105-374 foreclosure, redemption is allowed before confirmation of the foreclosure sale: paying the taxes, penalties, interest, and costs discontinues the action, and the clerk may confirm the sale once 10 days pass after the report of sale with no upset bid or exception. In an in rem foreclosure, payment in full of the docketed judgment with interest and costs requires the tax collector to certify the payment and cancel the judgment. Because every sale also sits through the 10-day upset bid window, an owner in either path retains a last window to pay after the auction itself but before the sale is final.
- Deed deposit
- At a G.S. 105-374 sale the commissioner may require the successful bidder to make a deposit of up to 20 percent of the bid; no deposit may be required of a taxing unit. An upset bidder always files a deposit of 5 percent of the upset bid, minimum $750, with the clerk.
- Surplus proceeds
- Sale proceeds are applied first to the costs of the action, including the commissioner's and attorneys' fees, then to the taxes, penalties, and interest of the foreclosing unit, then to special assessments and the taxes of other taxing units. Any surplus is paid as the court directs or held by the clerk of superior court, where the former owner, junior lienholders, and other claimants can file a special proceeding under G.S. 1-339.71 to establish ownership of the funds.
A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.
Frequently asked questions
Does Union County, North Carolina sell tax liens or tax deeds?
How often does Union County hold tax deed sales?
I own a property in this sale. Can I stop it?
Where can I find the Union County tax sale list?
Verified Aug 18, 2026 against official county and state sources.
Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.
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