Champaign County, OH tax sales
Champaign County, Ohio sells both tax lien certificates and tax deeds. The County Treasurer runs the certificate sale (18% maximum, bid down), and the County Sheriff holds the tax deed sale online via RealAuction on parcels whose certificates go unredeemed, from the county seat in Urbana, under R.C. Chapter 5721.
New to tax sales? Read how Ohio tax sales work or look terms up in the glossary.
- Announcements
- The Treasurer publishes a delinquent tax list but no tax lien certificate sale.
- Format
- RealAuction
- Registration
- Bidders must first register with Realauction and complete the Purchaser Information Form.
- County office
- (937) 484-1640
On this page
How Champaign County sells delinquent taxes
Tax certificate sale (lien)
- Run by
- Champaign County Treasurer
- Frequency
- annual
- Registration
- No certificate sale registration process is published by the Treasurer.
When it runs
Registration and deposit
No certificate sale registration process is published by the Treasurer. Contact the office directly at (937) 484-1640 or [email protected].
Sale format and venue
Tax deed sale
- Run by
- Champaign County Sheriff's Office
- Frequency
- annual
- Registration
- Bidders must first register with Realauction and complete the Purchaser Information Form.
When it runs
Registration and deposit
Bidders must first register with Realauction and complete the Purchaser Information Form. Third-party purchasers post a deposit scaled to appraised value: $2,000 when the appraised value is $10,000 or less, $5,000 when it is above $10,000 up to $200,000, and $10,000 when it is above $200,000. Only bank wire transfer or ACH is accepted. Wire deposits must be received by 5 p.m. EST two business days before the sale date, and ACH deposits must be initiated by 4 p.m. EST five business days before the sale date. Conveyance and recording fees come out of the deposit, with the excess applied to the purchase price. Realauction customer service is 954-734-7401 or toll free 877-361-7325; judgment creditors bid through extension 245 or 246.
Sale format and venue
Champaign County tax sale list and auction calendar
For Champaign County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.
Get the advertised list
Use Upcoming Champaign County sheriff foreclosure sales for the current advertised parcels, then recheck it before the auction.Register to bid
Sale day
Bidding runs on RealAuction; check posted sale dates, registration status, and bidding windows there.Confirm with the office
If the list, platform, and notice disagree, use Champaign County Sheriff's Office as the source to confirm which parcels are actually offered.
Before you bid in Champaign County
4 checks
Start with the live sale list
Pull the current advertised parcels from Upcoming Champaign County sheriff foreclosure sales. Lists can change before the sale, so recheck the county source before you price a parcel.Confirm registration and deposit
Bidders must first register with Realauction and complete the Purchaser Information Form. Third-party purchasers post a deposit scaled to appraised value: $2,000 when the appraised value is $10,000 or less, $5,000 when it is above $10,000 up to $200,000, and $10,000 when it is above $200,000. Only bank wire transfer or ACH is accepted. Wire deposits must be received by 5 p.m. EST two business days before the sale date, and ACH deposits must be initiated by 4 p.m. EST five business days before the sale date. Conveyance and recording fees come out of the deposit, with the excess applied to the purchase price. Realauction customer service is 954-734-7401 or toll free 877-361-7325; judgment creditors bid through extension 245 or 246.
Check the state rules that change the bid
Read the Ohio due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.Set a walk-away number
Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.
Over-the-counter (leftover) purchases
unsold liens and deeds
Ohio has no over-the-counter tax certificate channel. The equivalent inventory is the county auditor's forfeited land list, made up of parcels that drew no qualifying bid at two foreclosure sales. The auditor offers that list at public auction at least annually, and a tract that still receives no bid meeting the statutory minimum may then be sold for the best price obtainable.
New to this path? Read how over-the-counter certificates work.
Use the arrow keys to switch between these sections.
County offices
Tax Collector (runs the certificate sale)
County notes
- Champaign County's live tax sale path is the Sheriff's online foreclosure auction on the Realauction platform at champaign.sheriffsaleauction.ohio.gov, running Thursdays at 10:00 a.m. Eastern.
- The Treasurer publishes a delinquent tax list but no tax lien certificate sale. Investors wanting a certificate rather than a deed should call the Treasurer at (937) 484-1640 to confirm whether the county intends to open one.
- The Sheriff's own navigation routes County Tax Foreclosure Sales to the Treasurer's website, while the Treasurer's corresponding sale page is an unfinished section with no live content, so the county has no single published page describing the tax foreclosure pipeline end to end.
- The Sheriff's Office main address is 308 Miami Street, Urbana, Ohio 43078, phone 937-484-6091. Sale questions go to the Sheriff Sales office at 200 N. Main Street, Urbana, Ohio 43078, phone 937-484-1060.
- Legal notice runs in the Urbana Daily Citizen for three consecutive weeks starting five weeks before each sale. The Sheriff treats that advertisement, not the auction site, as the authoritative property description.
- Liens are not guaranteed to be extinguished by the sale. The Sheriff's page explicitly directs bidders to research title before bidding.
Ohio rules
- Redemption
- Ohio has no post-sale redemption window. On the certificate track the owner or any other person entitled to redeem may pay the county treasurer at any time before the certificate holder pays to start foreclosure, and after that up until the entry of confirmation of sale, the expiration of the 28-day alternative redemption period, or the decree that conveys title to the certificate holder. On the direct foreclosure track, delinquent land may be redeemed before proceedings begin, and afterwards up to the entry of confirmation of sale or the end of the alternative redemption period. The alternative redemption period is 28 days after an adjudication of foreclosure is journalized, and when it expires the right and equity of redemption terminate without any further order. Once title vests, a decree conveying the parcel to a certificate holder is a permanent bar to redemption.
- Deed deposit
- For residential property the deposit is fixed by statute: $2,000 if the appraised value is $10,000 or less, $5,000 if it is above $10,000 and up to $200,000, and $10,000 if it is above $200,000. A judgment creditor buying at its own sale posts no deposit. For commercial property the deposit follows whatever requirements the sale sets. Deposit timing is set by the court or the officer conducting the sale and printed in the sale advertisement, and an online sale may take the deposit by card or other financial transaction device.
- Surplus proceeds
- Sale proceeds pay costs first, then the certificate holder or the taxing districts, and any residue goes to the clerk of the court within 45 days after confirmation. The clerk notifies the former owner. Residue left unclaimed 90 days after that final notice is paid into the county treasury and held for the owner, who may demand it within three years. After three years it is forfeited to the county's delinquent tax and assessment collection fund, or to the county land reutilization corporation fund where one exists.
A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.
Frequently asked questions
Does Champaign County, Ohio sell tax liens or tax deeds?
When is the Champaign County tax certificate sale?
How often does Champaign County hold tax deed sales?
I own a property in this sale. Can I stop it?
Where can I find the Champaign County tax sale list?
Verified Aug 7, 2026 against official county and state sources.
Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.
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