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Tax Sale Atlas

Carter County, OK tax sales

How tax deed sales work in Carter County, seat of Ardmore: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Oklahoma tax sales work or look terms up in the glossary.

Next sale
The second Monday in June each year.
Format
In person
Registration
Bidding is in person at the Treasurer's office in Ardmore.
County office
580-223-9467
Every displayed fact carries a source badge. Verified Aug 31, 2026 against official county and state pages.How we verify
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How Carter County sells delinquent taxes

No tax lien certificate sale

No Oklahoma county sells a tax lien certificate, or any other interest-bearing instrument, to a private investor. The county treasurer collects delinquent taxes and, once the three-year clock in 68 O.S. 3105 has run, sells the parcel itself at the June resale.

Tax deed sale

In person
Run by
Carter County Treasurer
Frequency
annual
Typical timing
The second Monday in June each year.
Registration
Bidding is in person at the Treasurer's office in Ardmore.
Sale list
Notice of Resale of Real Estate for Taxes, the 2026 parcel schedule
When it runs
The second Monday in June each year. The county's 2026 notice set the sale at the Carter County Treasurer's Office "beginning on the second Monday in June, 2026 between the hours of 9:00 a.m. and 4:00 p.m. and continuing from day to day thereafter between the same hours until said sale has been completed according to law."
Registration and deposit

Bidding is in person at the Treasurer's office in Ardmore. The notice calls for sale "at public auction to the highest competitive bidder for cash", so bring cash or certified funds and expect to settle the same day. The county publishes no bidder pre-registration form and no deposit schedule, so plan to register at the office when the sale opens at 9:00 a.m., and confirm payment terms with the Treasurer at 580-223-9467 before you travel. The sale continues from day to day until every parcel has been offered, so a parcel far down the list may not reach the block on the first morning.

Sale format and venue
Carter County runs the resale in person at the Treasurer's office at 25 A Street NW, Suite 105 in Ardmore. There is no online bidding portal and no third-party auction site. A parcel reaches the resale only after its taxes have gone unpaid for three years or more, and the owner may redeem at any time until the deed is executed, so the published list shrinks before sale day. Each parcel must draw at least two-thirds of its current assessed valuation or the full amount of taxes, interest and costs due, whichever of the two is lower. The 2026 notice adds that one and one-half percent further interest accrues by the resale date. Any parcel that draws no qualifying bid is struck off to the county and moves onto the county-owned property list, which is sold separately from August 1. The resale deed conveys the surface and only those mineral interests the surface owner held, so severed minerals stay with whoever owns them. The deed cancels the delinquent taxes and any older tax sale certificates and vests fee simple title, but it stays open to challenge for twelve months after it is recorded with the County Clerk, and the Treasurer's own bidding guidance tells buyers to follow up with a quiet title action.

Carter County tax sale list and auction calendar

For Carter County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid. If the parcels on this list are vacant land rather than houses, what buying land at a tax sale hands you is the place to start.

  1. Get the advertised list

    Use Notice of Resale of Real Estate for Taxes, the 2026 parcel schedule for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Bidding is in person at the Treasurer's office in Ardmore. Full requirements are in the sale card above.
  3. Sale day

    The second Monday in June each year. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Carter County Treasurer as the source to confirm which parcels are actually offered.

Before you bid in Carter County

  1. Start with the live sale list

    Pull the current advertised parcels from Notice of Resale of Real Estate for Taxes, the 2026 parcel schedule. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Bidding is in person at the Treasurer's office in Ardmore. The notice calls for sale "at public auction to the highest competitive bidder for cash", so bring cash or certified funds and expect to settle the same day. The county publishes no bidder pre-registration form and no deposit schedule, so plan to register at the office when the sale opens at 9:00 a.m., and confirm payment terms with the Treasurer at 580-223-9467 before you travel. The sale continues from day to day until every parcel has been offered, so a parcel far down the list may not reach the block on the first morning.

  3. Check the state rules that change the bid

    Read the Oklahoma due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth. Which liens survive is state law, so read what survives a tax deed in Oklahoma before you price the title work.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Oklahoma has no certificate to buy over the counter. What a county can sell between resales is its own stock of parcels bid off at a past resale and held by the board of county commissioners. There are two routes. A buyer can submit a bid to the treasurer, who then advertises it once in each of the three consecutive weeks before a stated sale date; on that date the parcel goes to the highest competitive bidder for cash or certified funds, or back to the original bidder if nobody outbids them. Or the county can hold a periodic auction of its resale stock at a time the treasurer sets. Either way the sale needs the approval of the board of county commissioners, a bid below the taxes owed at the original resale also needs the county excise board, and the buyer covers advertising, sale costs and the recording fee on top of the bid. Counties usually publish this inventory as a county-owned property list, on no fixed schedule.

New to this path? Read how over-the-counter purchases work. Every state has its own name for what goes unsold, so check what Oklahoma calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax sale office

Carter County Treasurer

580-223-9467

25 A Street NW, Suite 105, Ardmore, OK 73401

Official website

County notes

  • Oklahoma has not sold tax lien certificates to private investors since 2008. That year's amendments repealed 68 O.S. 3107 through 3112, 3114 through 3118 and 3120 through 3124, the sections that had created the October certificate sale, the assignment of certificates and the certificate holder's tax deed. One annual sale survives: the June resale under 68 O.S. 3125, at which the Treasurer conveys the deed itself. An investor in Carter County buys property, not paper, and earns no statutory interest rate.
  • The delinquency trigger is three years, not two. Under 68 O.S. 3105 the Treasurer advertises and sells only real estate whose taxes have been unpaid for three years or more from the date they first became due, and the county's 2026 notice repeats that each listed parcel "has remained unpaid for a period of more than three years".
  • Whatever the county takes at the June resale can be bought afterward. The Treasurer keeps a County-Owned Property List and accepts bids on it starting August 1. A bidder pays the bid plus a $210 fee covering advertising, deed and filing, the Treasurer then advertises the parcel, the bid amount and a sale date in the Healdton Herald, and about four to six weeks later the parcel goes to the highest bidder at that advertised sale, subject to approval by the Board of County Commissioners. A bidder who is outbid gets the bid and the fee back. No bids are accepted from October 1 through December 31, or from April 1 through July 31 while the June resale is being prepared.
  • The county-owned list runs to fifty parcels, mostly city lots in Ardmore, with the rest in Healdton, Gene Autry and rural sections. Several rows carry lien flags beside the legal description, IRS notations among them, and Title 68 vests the resale deed subject to claims the state may have held, so read the annotations and order title work before bidding.
  • A resale bid above the taxes, penalties, interest and costs creates excess proceeds, which the record owner may claim for one year before the money passes to the county resale property fund. Any assignment of that claim made on or after the day the resale begins is void.
  • The Treasurer's website carries the county-owned property documents but not the annual resale list. The resale notice and its full parcel schedule are published in a county newspaper once a week for four consecutive weeks before the sale, so watch the legal notices through May and call the Treasurer at 580-223-9467 to confirm the current year's date and parcel count.
  • Many Oklahoma treasurers publish through the same statewide vendor site, and Carter County's documents share a common document area with other counties. Check that any schedule, notice or list you open names Carter County before you rely on it.
  • From November 2025 Oklahoma law lets a county treasurer move the June resale to an online auction, in which case the sale starts on a date the treasurer sets within the full week of the second Monday in June. Carter County held its 2026 resale in person at the Treasurer's office, so confirm the format for the coming year before making travel plans.

Oklahoma rules

Redemption
Oklahoma gives the owner a long runway and then a hard stop. Redemption is open from the moment the taxes go delinquent right up to the start of the resale auction, which is three years or more. Once the auction begins, the right is gone: there is no post-sale redemption period, no owner buyback window and no premium for the buyer to collect, which is what separates Oklahoma from a redeemable-deed state such as Texas or Georgia. The single exception is for a person under a legal disability. A minor, or a person who is incapacitated or partially incapacitated, may redeem within one year after the disability ends, and 68 O.S. 3131(A) repeats the same one-year window after removal of the disability. The statute says in terms that incapacity here means mental incapacity only and that physical disability is not covered.
Deed deposit
Oklahoma sets no statewide deposit percentage and no statutory bidder registration. The statute requires payment in cash or certified funds, and permits online payment where the resale is run online. Counties run this as a cash sale with registration in the days before. Comanche County registered bidders from May 26 to June 5, 2026 and again from 8:30 a.m. on sale day, took cash or cashier's check on deposit in trust only through June 2, and told bidders they must have cash in hand at the moment of bidding. Oklahoma County ran the same shape with a wire cutoff of June 4 and a cashier's check cutoff of June 1. Confirm the county's registration window, accepted funds and cutoffs before travelling.
Surplus proceeds
When a parcel sells for more than the taxes, penalties, interest and costs due on it, the treasurer notifies the Oklahoma Tax Commission within 30 days. The Tax Commission has 60 days to report any outstanding state tax liabilities attached to the parcel, whether or not a tax warrant was filed, and the treasurer remits to it the lesser of those liabilities or the excess proceeds. Whatever is left is held in a separate fund for the record owner as of the date the resale began, and may be withdrawn any time within one year. Any assignment of the right to those excess proceeds made on or after the day the resale began is void, which closes the courthouse-steps surplus assignment trade. Money not claimed within the year is credited to the county resale property fund.
Governing statute
Okla. Stat. tit. 68, Article 31 (68 O.S. 3101 et seq.)

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Oklahomarules and every county →

Frequently asked questions

Does Carter County, Oklahoma sell tax liens or tax deeds?

Tax deeds. Oklahoma sells no tax lien certificates to investors; the County Treasurer sells the property itself at a public tax sale.

How often does Carter County hold tax deed sales?

Carter County holds its tax deed sale once a year. The second Monday in June each year. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Oklahoma's redemption rule: Until the June resale auction starts; there is no post-sale redemption. Call the Carter County Treasurer as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Carter County tax sale list?

Carter County posts its tax sale list at usbbe01.newsmemory.com. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 31, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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