Obion County, TN tax sales

County offices

County notes

• •Emily Hall is the Obion County Clerk and Master. Her office is open Monday through Friday, 8:30 a.m. to 4:30 p.m., with fax (731) 885-7922 and email [email protected], per the county Clerk and Master page.
• •The Clerk and Master page itself carries no tax sale section. The only county-published sale material is the GovEase flyer at obioncountytn.gov/pdfs/online_tax_sale.pdf, which the homepage listed under the heading Delinquent Tax Sale.
• •Obion County runs chancery sales through GovEase generally, not only tax sales. A live Special Commissioner listing on GovEase in August 2026 (Chancery Court civil action 36,280, a parcel at 455 W. College St., Kenton) was signed by Emily Hall as Clerk and Master and Special Commissioner, which confirms the Clerk and Master is the office that conducts Obion County chancery auctions on the platform.
• •That same chancery notice shows the terms Obion County uses on a court sale: a stated minimum bid, 10 percent due by noon the next day with the balance inside about 10 days, a 5 percent buyer premium added to the high bid on GovEase, the sale held open 10 days for an upset bid of at least 10 percent, no warranty of title, and the sale subject to confirmation by the court. Tax sale terms are set by the decree in each case, so treat these as the county pattern rather than as fixed tax sale rules.
• •Delinquency timeline from the Obion County Trustee page: taxes become due the first Monday in October and may be paid through the last day of February of the following year without interest. Interest accrues at 1.5 percent per month after the last day of February for each tax year. Delinquent personal property taxes go to American Financial Credit Services for collection, which is a separate track from the real property tax suit.
• •All Obion County Courthouse offices share the phone number (731) 507-0999 and route by extension. The courthouse is at 316 South 3rd Street, Union City, TN 38261. The Clerk and Master mailing address on the office page uses the Bill Burnett Circle annex and P.O. Box 187.
• •No county tax sale list is published on the county website. The parcel list appears on GovEase only while an auction is open, so between sales the judicial foreclosure browse page returns an empty list rather than a prior year roster.

Tennessee rules

Redemption

The right to redeem vests when the court enters the order confirming the sale and never runs longer than one year from that date. The court sets each parcel's period before the sale on a statutory scale: one year when the taxes were delinquent 5 years or less, 180 days when delinquent more than 5 but less than 8 years, 90 days when delinquent 8 years or more, and 30 days when the court finds the property vacant and abandoned. To redeem, an interested person files a motion in the same lawsuit and must first pay the clerk the full redemption amount; the purchaser then has 30 days after notice to ask the court for additional reimbursements. When the court declares the redemption complete, title divests from the purchaser and the clerk refunds the purchase money plus everything owed. During the redemption period the purchaser owes no duty to insure the parcel and is not liable for damage to it except from the purchaser's own intentional acts. Separately, a suit attacking the validity of the sale itself must normally be filed within one year of the confirmation order, with an absolute three-year outer limit.Tenn. Code Ann. 67-5-2701, procedure for redemption, the tiered redemption periods, and the 12 percent interest owed the purchaser (2025 Tennessee Code)Tenn. Code Ann. 67-5-2701Verified Aug 18, 2026

Deed deposit

No statewide deposit percentage exists. The statute fixes the form of payment (cash, certified funds, cashier's check, money order, or ACH transfer) and each court sets its own payment terms. Davidson County takes cashier's checks only, Rutherford County requires payment by close of business the day after the sale, and counties selling through GovEase collect payment through the platform. Confirm the terms with the clerk and master that runs the sale before bidding.Tenn. Code Ann. 67-5-2501, sale of land generally in delinquent tax suits (2025 Tennessee Code)Tenn. Code Ann. 67-5-2501Verified Aug 18, 2026

Surplus proceeds

Sale proceeds pay the delinquent tax attorney, then court costs, then the taxing entities. Any excess is claimed by motion in the same case: remaining taxes are paid first, then lienholders in order of priority (pre-sale liens before post-sale liens), then the former owner. Filing the motion ends any remaining redemption period as to the movant. Excess proceeds nobody claims pass to the state under the Uniform Unclaimed Property Act.Tenn. Code Ann. 67-5-2702, motions claiming excess sale proceeds (2025 Tennessee Code)Tenn. Code Ann. 67-5-2702Verified Aug 18, 2026

Governing statute

Tenn. Code Ann. Title 67, Chapter 5, Parts 25-27Tennessee Code, free public access portal published by LexisNexis for the State of TennesseeTenn. Code Ann. Title 67, Chapter 5Verified Aug 18, 2026

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

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