Tipton County, TN tax sales
How tax deed sales work in Tipton County, seat of Covington: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.
New to tax sales? Read how Tennessee tax sales work or look terms up in the glossary.
- Next sale
- No fixed sale month is published by the county.
- Registration
- Registration terms are not published online.
- County office
- 901-476-0209
On this page
How Tipton County sells delinquent taxes
Tax deed sale
- Run by
- Clerk and Master, Tipton County Chancery Court
- Frequency
- annual
- Typical timing
- No fixed sale month is published by the county.
- Registration
- Registration terms are not published online.
When it runs
Registration and deposit
Registration terms are not published online. The Trustee FAQ answers "How and when do you register for the tax sale auctions?", "Is it possible to register by mail?", "What type of payment is required at auction?" and "What type of bidding process will be used?" all with the same instruction: "Please contact Tipton County Chancery Court: 901-476-0209."
Sale format and venue
Tipton County tax sale list and auction calendar
For Tipton County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.
Get the advertised list
A county sale-list URL is still being verified. Use the office and platform details on this page before relying on a copied list.Register to bid
Sale day
No fixed sale month is published by the county. The auction platform is still being verified. Confirm the next sale date and registration window with the county before you bid.Confirm with the office
If the list, platform, and notice disagree, use Clerk and Master, Tipton County Chancery Court as the source to confirm which parcels are actually offered.
Before you bid in Tipton County
4 checks
Start with the live sale list
The county sale-list URL is still being verified. Use the county office contacts below and confirm the advertised parcels directly before you price a bid.Confirm registration and deposit
Registration terms are not published online. The Trustee FAQ answers "How and when do you register for the tax sale auctions?", "Is it possible to register by mail?", "What type of payment is required at auction?" and "What type of bidding process will be used?" all with the same instruction: "Please contact Tipton County Chancery Court: 901-476-0209."
Check the state rules that change the bid
Read the Tennessee due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.Set a walk-away number
Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.
Over-the-counter (leftover) purchases
unsold properties
Parcels struck to the county at the tax sale can be bought from the county afterward. Each county mayor must publish a list of county-held parcels by July 1 every year, and any person may file a written offer for one. The county advertises the offer, competing bidders have ten days to raise it by 10 percent or more, and the highest offer wins, sometimes through an online resale. A parcel bought before the redemption period expires stays subject to redemption. Ask the county mayor's office or the clerk and master where the current list is posted.
New to this path? Read how over-the-counter purchases work.
Use the arrow keys to switch between these sections.
County offices
County notes
- The county website has no tax-sale page. No delinquent tax or tax sale page exists on it, and the Chancery Court page itself contains none of the words tax sale, auction, bid, or delinquent. All sale detail comes from the Trustee's FAQ.
- Chancery Court office hours are Monday to Friday, 8:00 AM to 4:30 PM. The office is in the Justice Center at 1801 S College St, Suite 110, Covington. Chancellors are William C 'Bill' Cole and Kasey Culbreath; Tipton County sits in the 25th Judicial District.
- Delinquency timeline per the Trustee: taxes are due the first Monday in October, payable without interest through February 28, delinquent March 1, with "Interest of 1.5 percent per month (18 percent annually) ... added to your tax amount the first day of each month beginning March 1." The Trustee office is at 1 Pleasant Ave, Room 203, PO Box 487, Covington, TN 38019, phone 901-476-0211.
- Rate conflict worth flagging to readers: the Trustee FAQ says "There is an annual interest rate of 10 percent earned on the property during the redemption period," while Tenn. Code Ann. 67-5-2701 sets 12 percent per annum. The county page appears out of date on this figure; confirm with the Clerk and Master before bidding.
- No online bidding platform is confirmed for Tipton County, and no GovEase participation is established either way. Leave the venue unstated until the Clerk and Master confirms it.
Tennessee rules
- Redemption
- The right to redeem vests when the court enters the order confirming the sale and never runs longer than one year from that date. The court sets each parcel's period before the sale on a statutory scale: one year when the taxes were delinquent 5 years or less, 180 days when delinquent more than 5 but less than 8 years, 90 days when delinquent 8 years or more, and 30 days when the court finds the property vacant and abandoned. To redeem, an interested person files a motion in the same lawsuit and must first pay the clerk the full redemption amount; the purchaser then has 30 days after notice to ask the court for additional reimbursements. When the court declares the redemption complete, title divests from the purchaser and the clerk refunds the purchase money plus everything owed. During the redemption period the purchaser owes no duty to insure the parcel and is not liable for damage to it except from the purchaser's own intentional acts. Separately, a suit attacking the validity of the sale itself must normally be filed within one year of the confirmation order, with an absolute three-year outer limit.
- Deed deposit
- No statewide deposit percentage exists. The statute fixes the form of payment (cash, certified funds, cashier's check, money order, or ACH transfer) and each court sets its own payment terms. Davidson County takes cashier's checks only, Rutherford County requires payment by close of business the day after the sale, and counties selling through GovEase collect payment through the platform. Confirm the terms with the clerk and master that runs the sale before bidding.
- Surplus proceeds
- Sale proceeds pay the delinquent tax attorney, then court costs, then the taxing entities. Any excess is claimed by motion in the same case: remaining taxes are paid first, then lienholders in order of priority (pre-sale liens before post-sale liens), then the former owner. Filing the motion ends any remaining redemption period as to the movant. Excess proceeds nobody claims pass to the state under the Uniform Unclaimed Property Act.
A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.
Frequently asked questions
Does Tipton County, Tennessee sell tax liens or tax deeds?
How often does Tipton County hold tax deed sales?
I own a property in this sale. Can I stop it?
Verified Aug 18, 2026 against official county and state sources.
Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.
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