Bandera County, TX tax sales
How tax lien certificate and tax deed sales work in Bandera County, seat of Bandera: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.
Verified Jul 27, 2026 against official county and state sources.
New here? Read how Texas tax sales work, the difference between a lien and a deed, and redemption periods.
How Bandera County sells delinquent taxes
Tax certificate sale (lien)
Details are being verified for this county.
Tax deed sale
- Run by
- Bandera County Sheriff (tax foreclosure sale); the Bandera County Tax Assessor-Collector handles struck-off property held in trust
- Frequency
- annual
- Typical timing
- Texas first-Tuesday sale, held in the afternoon. The most recent posted notice reads "DATE AND TIME OF SALE: DECEMBER 2, 2025 AT 2:00 P.M." and "PLACE: BANDERA COUNTY JUSTICE CENTER, 3360 STATE HWY 173 NORTH IN BANDERA, TEXAS." Bandera does not hold a sale every month: the posted sale-list archive shows single sales in December 2020, April 2021, December 2021, April 2022, November 2023 and December 2025, so plan on roughly one or two sales per year and check the bid list before traveling. Resales of trust property follow a different window: "Public auctions must be held on the first Tuesday of the month between the hours of 10:00 a.m. and 2:00 p.m. at the County Courthouse."
- Sale list
- Bandera County Bid List (Steen Law)
Registration and deposit
No online registration. Bidding is live and in person at the Justice Center: "The Sheriff or his agent will sell the property to the highest bidder for cash upon oral bids under the rules governing auction sales generally. The bidding must start at the amount set out opposite each tract and no lesser bid may be accepted." The opening bid covers taxes, costs adjudged due, fees of sale and post-judgment taxes. Texas Tax Code Section 34.015 separately requires a bidder to hold a written statement from the county tax assessor-collector showing no delinquent taxes owed; Bandera County publishes no dedicated bidder-registration page, so request that statement from the Tax Office at 830-796-3731 before the sale. For struck-off property held in trust, private bids go "to the Tax Assessor-Collector, Andrea Jankoski, in writing using the form provided, at the Bandera County Tax Office" with "Payment in full ... at the time of the bid," and "Private bids will not be accepted between the months of October and January."
Bandera County runs its redeemable tax deed sale IN PERSON at the Bandera County Justice Center, 3360 State Hwy 173 North, Bandera, Texas, with cash oral bids taken by the Sheriff or his agent. There is no online auction platform. Bid lists are published by Steen Law, an Austin delinquent-tax collection firm that serves the county, on its Dates and Bid Lists page, and the firm notes "Bid Lists are updated as properties are pulled from the sale. Please check back often for updates." The Bandera Central Appraisal District also archives past sale lists. The notice restates the statutory redeemable-deed terms: "All sales are made subject to the right of the former owner to redeem within six months or two years (for homesteads or ag-use land) from the date the purchaser's deed is filed for record. The redemption amount is purchase price plus 25% at the end of year one, or 50% if the redemption occurs during year two. Purchasers will receive the ordinary type of Sheriff's Deed, which is without warranty, expressed or implied." Unsold tracts become land held in trust and are available at a later public auction or by written private bid through the Tax Assessor-Collector under Texas Tax Code Section 34.05, with a $29.00 deed recording fee added. Buyers must verify location themselves: plats sit with the Bandera County Clerk and the case files with the District Clerk (court costs verified at 830-796-4606), and the tax office states it "does not monitor availability of utilities, flood zones, deed or title restrictions, or Homeowners' Associations for the properties in trust." In person, live oral bidding (no online auction platform)
Over-the-counter (leftover) purchases
Texas has no over-the-counter certificate list. Parcels that draw no sufficient bid are struck off to the taxing unit that requested the order of sale, and that unit may resell them at any time by public or private sale. A public resale requested through the sheriff or constable may be sold for any amount. A private sale generally may not go below the lesser of the market value stated in the judgment or the total judgments against the property, unless every taxing unit entitled to proceeds consents. Ask the county or its delinquent-tax law firm for the current struck-off inventory.
New to this path? Read how over-the-counter certificates work.
County offices
Tax Collector (runs the certificate sale)
Bandera County Tax Assessor-Collector (Honorable Andrea K. Jankoski)
1212 Hackberry Street, First Floor, Bandera, TX 78003. Mailing: P.O. Box 368, Bandera, TX 78003-0368
Official websiteNotes for Bandera County
- Sale venue moved: the December 2, 2025 notice places the sheriff's sale at the Bandera County Justice Center, 3360 State Hwy 173 North, not the older Ray Mauer Courthouse Annex address that appears in archived notices.
- Address discrepancy worth flagging to readers: the county website lists the Tax Office at 1212 Hackberry Street, First Floor, while the county's own Land Held in Trust letterhead and the Bandera CAD sale page still show 403 12th Street. Both share the P.O. Box 368 mailing address and the 830-796-3731 phone.
- Two different firms appear in the workflow. Steen Law (Austin) publishes the Bandera County foreclosure bid list; the Land Held in Trust list and private-bid instructions are hosted by MVBA and linked from banderacounty.gov under Public Notices as "Land Held in Trust by Bandera County and Schools".
- Bandera County was not listed on MVBA's monthly Texas tax sales page for August or September 2026, consistent with the county holding sheriff's sales only when judgments are ready rather than every month.
- Steen Law's site serves over plain HTTP; its HTTPS certificate has expired, so an https:// link to the bid list will fail in a browser. Use the http:// URL or link to the Bandera CAD sale page instead.
- Secondary office location: Lakehills Annex, 9155 FM1283, Lakehills, TX 78063, phone 830-612-2970. Fax 830-796-8140. Email [email protected]. Bandera office hours Monday through Friday 7:00 a.m. to 4:30 p.m.
- The struck-off inventory is substantial and heavily weighted to subdivision lots (Avalon Ranch, Lake Medina Shores and similar), which matters for the rural-land due-diligence angle: the tax office explicitly disclaims utilities, flood zone, deed restriction and HOA verification.
- The bancad.org sale page links several archived notices; the April 5, 2022 PDF link currently returns 404, while the 2023 Tax Auction list loads as a scanned document.
Texas statewide rules
- Redemption
- The redemption clock runs from the date the purchaser's deed is filed for record, not from the sale date. Property that was the owner's residence homestead or was land designated for agricultural use when the suit or the warrant application was filed, and any mineral interest, may be redeemed on or before the second anniversary of that filing. Every other property may be redeemed only through the 180th day after the deed is filed. When a parcel is struck off to a taxing unit instead, the period runs from the date the taxing unit's deed is filed for record. The former owner has no right to use, possess, or collect rent from the property while the redemption right runs, and the right of redemption cannot be sold or transferred: any instrument purporting to transfer it is void.
- Deed deposit
- The Tax Code sets no statewide deposit and no buyer premium. Section 34.01 directs the officer to conduct the sale the way similar property is sold under execution, so payment terms are set locally by the officer who runs the sale. Most Texas counties collect the full bid in cash or by cashier's check on the day of the sale. Confirm the terms with the county before you bid.
- Homestead deeds
- Texas sets no separate opening bid for a homestead. What changes on a homestead parcel is the exit: a residence homestead, land designated for agricultural use when the suit or warrant application was filed, and a mineral interest all carry a two-year redemption right instead of 180 days, and the premium the owner pays can reach 50 percent in the second year. Price a homestead parcel for that longer clock.
- Surplus proceeds
- The officer pays any excess proceeds to the clerk of the court that issued the order of sale. The clerk holds the excess for two years after the sale and notifies the former owner when the amount exceeds $25. A claim must be filed before the second anniversary of the sale. The court pays established claims in statutory priority: a purchaser at a sale later adjudged void, taxing units for post-judgment or omitted taxes, other lienholders, taxing units for unsatisfied judgment amounts, and then the former owner. Anything unclaimed is distributed to the taxing units.
A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.
Frequently asked questions
Does Bandera County, Texas sell tax liens or tax deeds?
- Bandera County follows Texas's redeemable deed state system.
How often does Bandera County hold tax deed sales?
- annual. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.
Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.
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