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Tax Sale Atlas
County-verified

Navajo County, AZ tax sales

How tax lien certificate sales work in Navajo County, seat of Holbrook: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

Verified Jul 13, 2026 against official county and state sources.

How Navajo County sells delinquent taxes

Tax certificate sale (lien)

RealAuction
Run by
Navajo County Treasurer
Frequency
annual
Typical timing
Each February. The Treasurer's Tax Lien FAQs state the sale is 'usually held on the second Wednesday of February.' The 2026 online sale ran on February 11, 2026, opening at 7 a.m. Mountain Standard Time, with batches closing hourly from 8 a.m. until noon.
Next expected
in February, 2027 (window; exact date posts closer to the sale)
Sale list
Parcel legal descriptions (Navajo County Treasurer)

Registration and deposit

Registration and bidding are handled entirely through the RealAuction platform, and bidders must be registered to bid. For the 2026 sale, bidders could view and post bids beginning 8 a.m. on February 3, 2026, with final payment due by 4 p.m. on February 11, 2026. RealAuction Customer Service: 877-361-7325.

Arizona is a tax-lien state, so there is no county tax-deed auction; investors bid down the 16% statutory maximum interest rate and receive a Certificate of Purchase. The live auction list is viewed and bid on through RealAuction, and the county also publishes the delinquent-parcel list in a local newspaper about two weeks before the sale and on Arizona Public Notices / the county's Published Lien List. Liens unsold at auction become state-held (over-the-counter) liens available March 1 through December 31 each year. All sales are final.

Register on RealAuction

From lien to deed

Arizona holds no county tax deed auction. A certificate holder who is not redeemed can foreclose the right to redeem in court, starting three years after the sale, to obtain a treasurer's deed.

Over-the-counter (leftover) purchases

Liens that receive no bid are struck to the state. Any person may later buy a state-held certificate over the counter by assignment from the county treasurer, paying the amount due plus subsequent taxes and a small assignment fee. Assigned state certificates earn the full 16 percent.

New to this path? Read how over-the-counter certificates work.

County offices

Tax Collector (runs the certificate sale)

Navajo County Treasurer and Ex Officio Tax Collector

928-524-4000

100 East Code Talkers Drive, South Highway 77, P.O. Box 668, Holbrook, AZ 86025

Official website

Notes for Navajo County

  • Arizona is a tax-lien state (A.R.S. Title 42, Chapter 18); Navajo County holds no tax-deed auction. The County Treasurer sells liens on delinquent parcels each February and the winning bidder receives a Certificate of Purchase.
  • Bidders compete by bidding down the interest rate from the 16% statutory maximum; the lien is awarded to the lowest rate bid.
  • The 2026 sale ran fully online through RealAuction at navajo.arizonataxsale.com as a batch-closing auction on February 11, 2026 (7 a.m. to noon MST). The Treasurer's Tax Lien FAQs describe the sale as 'usually held on the second Wednesday of February.'
  • Liens not sold at the February auction become state-held (over-the-counter) liens, purchasable March 1 through December 31; the Treasurer's assignment books close January 1 through the last business day of February.
  • Treasurer office phone verified on the Tax Liens page is 928-524-4000 (Navajo County Governmental Complex). RealAuction bidder support for the online sale is 877-361-7325.

Arizona statewide rules

Max interest rate
16% (bid down at auction)
Minimum return
No statutory minimum
Redemption
The owner or any interested party can redeem the lien at any time until the right to redeem is foreclosed by the court. A certificate of purchase holder cannot begin a foreclosure action until three years after the sale, and the lien becomes void if no foreclosure is commenced within ten years after the month the certificate was acquired.
Surplus proceeds
If the court forecloses the right to redeem, the county treasurer issues a treasurer's deed conveying the parcel to the certificate holder. Because the property is conveyed by deed rather than sold at auction, there is no auction surplus to distribute.
Governing statute
A.R.S. Title 42, Chapter 18

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Arizonarules and every county →

Frequently asked questions

Does Navajo County, Arizona sell tax liens or tax deeds?

Navajo County follows Arizona's tax lien state system.

When is the Navajo County tax certificate sale?

Each February. The Treasurer's Tax Lien FAQs state the sale is 'usually held on the second Wednesday of February.' The 2026 online sale ran on February 11, 2026, opening at 7 a.m. Mountain Standard Time, with batches closing hourly from 8 a.m. until noon.. Registration and bidding happen on the county's online platform. Always confirm the exact date with the Tax Collector before the sale.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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Compare sale calendars, platforms, and rules across the state, or read the guides before you bid.

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