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Tax Sale Atlas

Navajo County, AZ tax sales

How tax lien sales work in Navajo County, seat of Holbrook: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Arizona tax sales work or look terms up in the glossary.

Next sale
Each February.
Format
RealAuction
County office
928-524-4000
Every displayed fact carries a source badge. Verified Jul 13, 2026 against official county and state pages.How we verify
On this page

How Navajo County sells delinquent taxes

From lien to deed

Arizona does not hold county tax deed auctions. Instead, a certificate of purchase holder whose lien has not been redeemed may file a judicial action to foreclose the owner's right to redeem, but only after three years have passed since the tax lien sale.

Tax certificate sale (lien)

RealAuction
Run by
Navajo County Treasurer
Frequency
annual
Typical timing
Each February.
Next expected
in February, 2027 (window; exact date posts closer to the sale)
Sale list
Parcel legal descriptions (Navajo County Treasurer)
When it runs
Each February. The Treasurer's Tax Lien FAQs state the sale is 'usually held on the second Wednesday of February.' The 2026 online sale ran on February 11, 2026, opening at 7 a.m. Mountain Standard Time, with batches closing hourly from 8 a.m. until noon.
Registration and deposit

Registration and bidding are handled entirely through the RealAuction platform, and bidders must be registered to bid. For the 2026 sale, bidders could view and post bids beginning 8 a.m. on February 3, 2026, with final payment due by 4 p.m. on February 11, 2026. RealAuction Customer Service: 877-361-7325.

Sale format and venue
Arizona is a tax-lien state, so there is no county tax-deed auction; investors bid down the 16% statutory maximum interest rate and receive a Certificate of Purchase. The live auction list is viewed and bid on through RealAuction, and the county also publishes the delinquent-parcel list in a local newspaper about two weeks before the sale and on Arizona Public Notices / the county's Published Lien List. Liens unsold at auction become state-held (over-the-counter) liens available March 1 through December 31 each year. All sales are final.
Register on RealAuction
Source: Navajo County Treasurer - February Lien Sale Instructions· Verified Jul 13, 2026

Navajo County tax sale list and auction calendar

For Navajo County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Parcel legal descriptions (Navajo County Treasurer) for the current advertised parcels, then recheck it before the auction.

  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.

  3. Sale day

    Each February. Bidding runs on RealAuction; check posted sale dates, registration status, and bidding windows there.

  4. Confirm with the office

    If the list, platform, and notice disagree, use Navajo County Treasurer as the source to confirm which parcels are actually offered.

Before you bid in Navajo County

  1. Start with the live sale list

    Pull the current advertised parcels from Parcel legal descriptions (Navajo County Treasurer). Lists can change before the sale, so recheck the county source before you price a parcel.

  2. Confirm registration and deposit

    Registration and bidding are handled entirely through the RealAuction platform, and bidders must be registered to bid. For the 2026 sale, bidders could view and post bids beginning 8 a.m. on February 3, 2026, with final payment due by 4 p.m. on February 11, 2026. RealAuction Customer Service: 877-361-7325.

  3. Check the state rules that change the bid

    Read the Arizona due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.

  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Liens that receive no bid are struck to the state. Any person may later buy a state-held certificate over the counter by assignment from the county treasurer, paying the amount due plus subsequent taxes and a small assignment fee. Assigned state certificates earn the full 16 percent.

New to this path? Read how over-the-counter certificates work. Every state has its own name for what goes unsold, so check what Arizona calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Navajo County Treasurer and Ex Officio Tax Collector

928-524-4000

100 East Code Talkers Drive, South Highway 77, P.O. Box 668, Holbrook, AZ 86025

Official website

County notes

  • Arizona is a tax-lien state (A.R.S. Title 42, Chapter 18); Navajo County holds no tax-deed auction. The County Treasurer sells liens on delinquent parcels each February and the winning bidder receives a Certificate of Purchase.
  • Bidders compete by bidding down the interest rate from the 16% statutory maximum; the lien is awarded to the lowest rate bid.
  • The 2026 sale ran fully online through RealAuction at navajo.arizonataxsale.com as a batch-closing auction on February 11, 2026 (7 a.m. to noon MST). The Treasurer's Tax Lien FAQs describe the sale as 'usually held on the second Wednesday of February.'
  • Liens not sold at the February auction become state-held (over-the-counter) liens, purchasable March 1 through December 31; the Treasurer's assignment books close January 1 through the last business day of February.
  • Treasurer office phone verified on the Tax Liens page is 928-524-4000 (Navajo County Governmental Complex). RealAuction bidder support for the online sale is 877-361-7325.

Arizona rules

Max interest rate
16% per year, bid down at auction
Minimum return
No statutory minimum; interest accrues at your bid rate
Redemption
The owner or any interested party can redeem the lien at any time until the right to redeem is foreclosed by the court. A certificate of purchase holder cannot begin a foreclosure action until three years after the sale, and the lien becomes void if no foreclosure is commenced within ten years after the month the certificate was acquired.
Surplus proceeds
If the court forecloses the right to redeem, the county treasurer issues a treasurer's deed conveying the parcel to the certificate holder. Because the property is conveyed by deed rather than sold at auction, there is no auction surplus to distribute.
Governing statute
A.R.S. Title 42, Chapter 18

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Arizonarules and every county →

Frequently asked questions

Does Navajo County, Arizona sell tax liens or tax deeds?

Tax lien certificates. In Arizona investors buy the lien, not the property; the County Treasurer runs the sale.

When is the Navajo County tax certificate sale?

Each February. The Treasurer's Tax Lien FAQs state the sale is 'usually held on the second Wednesday of February.' The 2026 online sale ran on February 11, 2026, opening at 7 a.m. Mountain Standard Time, with batches closing hourly from 8 a.m. until noon. Registration and bidding happen on the county's online platform. Always confirm the exact date with the County Treasurer before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Arizona's redemption rule: 3 years from the tax lien sale before the holder can foreclose. Call the Navajo County Treasurer as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Navajo County tax sale list?

Navajo County posts its tax sale list at navajocountyaz.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Jul 13, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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Compare sale calendars, platforms, and rules across the state, or read the guides before you bid.

Arizona tax salesDue diligence guide
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