Skip to content
Tax Sale Atlas

Larimer County, CO tax sales

Tax Sale Atlas maps the Larimer County, CO tax sale, one of 3,131 counties in 51 states. Colorado sells tax lien certificates paying up to 13%. Sale office, calendar and list locations read from the county’s own official pages on Oct 12, 2026.

How tax lien and tax deed sales work in Larimer County, seat of Fort Collins: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Colorado tax sales work or look terms up in the glossary.

Next tax deed sale
There is no fixed calendar.
Format
In person
Registration
What sells is a certificate of option for treasurer's deed, not the parcel outright.
County office
(970) 498-7020
Every displayed fact carries a source badge. Verified Oct 12, 2026 against official county and state pages.How we verify
On this page
Look up a sale detail

County Treasurer. on application

Record quality: high. Last verified: 2026-10-12.

C.R.S. 39-11.5-102 - Application for public auction (source accessed 2026-07-29)

Recorded reference information. Verify current sale conditions with the county. Read the full sale details.

Link to this detail

How Larimer County sells delinquent taxes

Tax certificate sale (lien)

In person
Run by
Larimer County Treasurer and Public Trustee
Frequency
annual
Typical timing
The 2026 Tax Lien Sale will be held on November 19, 2026.
Next expected
by the second Monday in December, 2026 (window; exact date posts closer to the sale)
Sale list
Advertised delinquent property list (Excel, posted each October)
When it runs
November, annually. The county page states "The 2026 Tax Lien Sale will be held on November 19, 2026" with doors opening at 7:30am and "premium bidding begins at 8:30am." The 2025 sale ran "November 20, 2025 at 8 a.m." Real property taxes still unpaid on September 30 are advertised as delinquent, and "Advertising will run for three consecutive weeks during the month of October."
Registration and deposit

Registration is done in person on sale day, opening at 7:30am at the Thomas McKee 4-H Community Building, Larimer County Fairgrounds at the Ranch, 5280 Arena Circle, Loveland, CO. Bidders must complete a W-9 and a Declaration of Statutory Compliance, either in advance or at check in; the county allows those forms to be mailed to the Treasurer's office by November 17, 2026, two days before the sale. A W-9 already on file from a prior year is accepted. Bid order is set by drawing: "The first bidder will be chosen by randomly selecting a bidder number, then bidding will proceed in seating order." Premium bidding applies to larger delinquencies, with $50 minimum raises. Winning purchases must be paid in full before leaving the premises, by personal or business check only; the county does not accept cash or certified funds.

Sale format and venue
Larimer County runs its tax lien certificate sale as a live, in person auction at the county fairgrounds in Loveland, not online. No online certificate bidding platform is confirmed for this county, so verify format with the Treasurer's office before planning a remote bid. The advertised property list is seasonal: the county posts it as an Excel download on the Tax Lien Sale page "Beginning the first week of October" and updates it "nightly through the Tax Lien Sale," so the file is absent outside the fall sale window. Investors can subscribe to lien email notifications at https://apps.larimer.org/subscriptions?sub=lien. Caution on two points that are easy to confuse. First, a 2020 news article announced the Larimer sale was held online with RealAuction; that was a one year change and the county's current sale page describes an in person auction with no online platform. Second, GovEase does serve Larimer County, but only for the separate Treasurer's Deed auction, not the certificate sale. Under Colorado House Bill 24-1056, effective July 1, 2024, "the option for Treasurer's Deed will be sold through an online public auction to the highest bidder," and the county states "All auctions will take place on https://liveauctions.govease.com/co/colarimertread/1452/browsestandard." That deed auction runs about 120 days after the initial advertising date, carries a $1,000 application fee, and is handled by the Treasurer's Civil Deputy at (970) 498-7029. The certificate sale itself conveys no property; a lien holder reaches title only through the separate Treasurer's Deed process. In the 2025 sale the county advertised 1,804 real property accounts totaling nearly $4.74 million in unpaid taxes. A $10.00 advertising fee is added to each delinquent account. In person at the Larimer County Fairgrounds, no online bidding platform

Tax deed sale

Run by
County Treasurer
Frequency
on application
Typical timing
There is no fixed calendar.
Registration
What sells is a certificate of option for treasurer's deed, not the parcel outright.
When it runs
There is no fixed calendar. A public auction is scheduled only when a certificate holder applies for one, at least three years after the tax lien sale, and the treasurer must hold it between 110 and 125 calendar days after the known interested party notice is first published or mailed.
Registration and deposit

What sells is a certificate of option for treasurer's deed, not the parcel outright. The treasurer may only accept bids above the combined amount owed to the lawful holder plus the treasurer's fees and costs. County officials, county employees acting in their individual capacity, and their immediate family members may not bid. Payment is by cash, cashier's check, bank check, or electronic funds transfer subject to the treasurer's bidding rules. Any overbid goes to junior lienors who filed a notice of intent to redeem and then to the property owner. Confirm the notice, the bidding rules, and the auction venue with the county treasurer.

Sale format and venue
This Article 11.5 process replaced direct deed issuance on July 1, 2024. Colorado does not hold a routine calendar tax deed sale, so treat this as an occasional, application-driven auction rather than a recurring event.
Source: C.R.S. 39-11.5-102 - Application for public auctionC.R.S. 39-11.5-102· Verified Jul 29, 2026

Larimer County tax sale list and auction calendar

For Larimer County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid. If the parcels on this list are vacant land rather than houses, what buying land at a tax sale hands you is the place to start.

  1. Confirm the advertised parcel list

    Use Advertised delinquent property list (Excel, posted each October) as a starting reference. Check which sale or list it covers; a Lands Available or office information page is separate from an auction parcel list. Ask the sale office for the advertised parcels for the auction you plan to attend.
  2. Register to bid

    What sells is a certificate of option for treasurer's deed, not the parcel outright. Full requirements are in the sale card above.
  3. Sale day

    There is no fixed calendar. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the County Treasurer before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use the County Treasurer as the source to confirm which parcels are actually offered.

Before you bid in Larimer County

  1. Confirm the parcel list before pricing

    Open Advertised delinquent property list (Excel, posted each October). Confirm whether this reference contains the auction parcels or covers a different list. Get the advertised parcel list from the county before you price a bid, and recheck it before the sale.
  2. Confirm registration and deposit

    What sells is a certificate of option for treasurer's deed, not the parcel outright. The treasurer may only accept bids above the combined amount owed to the lawful holder plus the treasurer's fees and costs. County officials, county employees acting in their individual capacity, and their immediate family members may not bid. Payment is by cash, cashier's check, bank check, or electronic funds transfer subject to the treasurer's bidding rules. Any overbid goes to junior lienors who filed a notice of intent to redeem and then to the property owner. Confirm the notice, the bidding rules, and the auction venue with the county treasurer.

  3. Check the state rules that change the bid

    Read the Colorado due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth. Which liens survive is state law, so read what survives a tax deed in Colorado before you price the title work.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Liens that draw no bid are struck off to the county and the treasurer issues the county a certificate of purchase. The county may then assign, sell, or transfer those certificates in the manner, at the times, and on the terms set by resolution of the board of county commissioners, which is how county-held liens are sold between annual auctions. A certificate on property owing more than ten thousand dollars in taxes needs the property tax administrator's approval after published notice. Whether a county maintains a published county-held list, and on what terms, varies. Contact the county treasurer.

New to this path? Read how over-the-counter certificates work. Every state has its own name for what goes unsold, so check what Colorado calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Larimer County Treasurer and Public Trustee

(970) 498-7020

200 W. Oak Street, Suite 2100, Fort Collins, CO 80521. Mailing address: P.O. Box 1250, Fort Collins, CO 80522

Official website

County notes

  • The tax lien certificate sale is a live in person auction at the Larimer County Fairgrounds at the Ranch, 5280 Arena Circle, Loveland, CO, in the Thomas McKee 4-H Community Building. There is no online certificate bidding platform.
  • Sale day schedule: registration doors open 7:30am, premium bidding begins 8:30am. The 2026 date is November 19, 2026.
  • Bid order is assigned by random draw of a bidder number, then proceeds in seating order. Premium bids use $50 minimum raises.
  • Payment is due in full before leaving the sale, by personal or business check only. The county does not take cash or certified funds.
  • Required paperwork is a W-9 plus a Declaration of Statutory Compliance. Both can be mailed to the Treasurer ahead of the sale (two days prior for 2026) or completed at check in. A W-9 on file from a prior year carries over.
  • The advertised property list is published as an Excel download on the Tax Lien Sale page starting the first week of October and refreshed nightly until the sale. It is not available outside that window.
  • Delinquency and advertising timeline: taxes become delinquent in mid June, accounts unpaid by September 30 are advertised, advertising runs three consecutive weeks in October, and the sale follows in November. A $10.00 advertising fee is added.
  • Treasurer's Deed is a separate, later process. Since Colorado HB 24-1056 took effect July 1, 2024, the deed option is sold at an online public auction on GovEase roughly 120 days after advertising begins, with a $1,000 application fee. Contact the Treasurer's Civil Deputy at (970) 498-7029.
  • A 2020 news announcement that the Larimer sale would run online with RealAuction applied to that year only. Do not assume remote bidding is available.
  • The certificate sale does not transfer property. Buyers acquire a lien, and title can follow only through the separate Treasurer's Deed process.

Colorado rules

Max interest rate
13% per year, set by statute (bidding is on price)
Minimum return
No statutory minimum return; what you earn is set by the price at the sale
Redemption
Redemption may be made at any time before a treasurer's deed is executed, so the practical window runs past the three-year mark and into the Article 11.5 process. Once a deed application is pending, the owner must file an intent to redeem with the treasurer no later than seven calendar days before the scheduled public auction, then pay the amount on the redemption statement while it is in effect, and must redeem the entire property. The auction itself is set 30 to 60 calendar days after the treasurer mails the notice of public auction. A separate rule lets an owner who was under a legal disability when a tax deed was executed under Article 11 redeem within nine years of the deed being recorded, at 15 percent per year plus the present value of any improvements.
Deed deposit
The treasurer may require the applying lawful holder to deposit up to one thousand dollars plus statutory fees when the application is accepted, applied against the treasurer's fees and costs, and all Article 11.5 fees and costs are chargeable as additional amounts owing under the certificate of purchase. A third-party winner may be charged up to three hundred dollars for processing. The statute sets no bidder deposit percentage, so payment terms come from the treasurer's written auction policies.
Surplus proceeds
Junior lienors whose liens were recorded before the application for treasurer's deed may file a claim for overbid money within eight business days after the auction. Between the ninth and fifteenth business day the overbid is paid to them in order of recording priority, each up to the unpaid lien plus fees and costs, and whatever remains goes to the property owner. The treasurer mails the owner a notice within thirty days after the claim period ends. Unclaimed overbid stays in escrow for two years without interest to the claimant. Amounts under twenty-five dollars left unclaimed for six months go to the county general fund, and larger amounts left unclaimed for two years go to the state treasurer as unclaimed property. An agreement to pay someone to recover an unclaimed overbid is enforceable only if the fee is capped at ten percent and the agreement is made at least two years after the transfer.
Governing statute
C.R.S. Title 39, Article 11

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Colorado rules and every county →

Frequently asked questions

Does Larimer County, Colorado sell tax liens or tax deeds?

Larimer County follows Colorado's tax lien state system.

When is the Larimer County tax certificate sale?

November, annually. The county page states "The 2026 Tax Lien Sale will be held on November 19, 2026" with doors opening at 7:30am and "premium bidding begins at 8:30am." The 2025 sale ran "November 20, 2025 at 8 a.m." Real property taxes still unpaid on September 30 are advertised as delinquent, and "Advertising will run for three consecutive weeks during the month of October." The sale is held in person. Always confirm the exact date with the County Treasurer before the sale.

How often does Larimer County hold tax deed sales?

Larimer County tax deed sale schedule: on application. There is no fixed calendar. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Colorado's redemption rule: About 3 years: the certificate holder cannot apply for the treasurer's deed until after August 1 of the third calendar year following the tax lien sale. Call the County Treasurer as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Larimer County tax sale list?

The recorded official list reference is at larimer.gov. Check whether it covers auction parcels, office information or Lands Available, then obtain the advertised parcel list for the sale you plan to bid on. Confirm every parcel against the county's legal advertisement.

Verified Oct 12, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the office that runs the sale before you bid.

Browse all 64 Colorado counties

Compare sale calendars, platforms, and rules across the state, or read the guides before you bid.

Call Larimer County Treasurer and Public Trustee