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Tax Sale Atlas

Clark County, KY tax sales

How tax lien sales work in Clark County, seat of Winchester: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
between mid July and late August, 2026
Format
In person
County office
(859) 745-0280
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Clark County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Clark County Clerk
Frequency
annual
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent property tax bill list (PDF)
When it runs
Mid-July. The Kentucky Department of Revenue 2026 county schedule lists the Clark County sale on July 15, 2026, and the clerk's office states that the annual sale of current year certificates of delinquency is held in July.
Registration and deposit

Third party purchasers register first with the Kentucky Department of Revenue, which is required of anyone planning to buy more than three certificates in one county, more than five statewide, or to invest more than $10,000. The state application carries a $250 fee payable to the Kentucky State Treasurer, is due by May 15 to be eligible for every county sale that year, and purchasing eligibility begins 60 days after the department receives the application. Buyers then register separately with the Clark County Clerk. The clerk's July deadlines cover registering to take part in the sale, filing the list of certificates the purchaser wants ordered by tax bill number from lowest to highest, and submitting the priority certificate list with 100% of the amount due plus a $28.00 lien assignment fee for each certificate. All paperwork must arrive by mail or in person, and the office does not accept these documents by fax or email.

Sale format and venue
The sale is conducted in person at the County Clerk's office in Winchester and there is no online bidding platform. Purchase order is set by a lottery worked serpentine style, with rounds 1 and 2 allowing one bill, rounds 3 and 4 allowing five bills, and rounds 5 and above allowing up to ten bills. Holders of prior year certificates and the taxing districts are satisfied ahead of new third party purchasers. Payment is by cashier's or certified check, and company checks may be accepted. Under KRS 134.128 a certificate involved in bankruptcy litigation where the county attorney or the department has filed a claim cannot be sold, so buyers should check PACER before the sale. Copies of the priority certificate lists are available on request no later than 48 hours before the sale, and a comprehensive listing is posted online once the priority certificates are approved. In person at the Clark County Clerk's office
Source: Delinquent Taxes, Clark County Clerk· Verified Aug 23, 2026

Clark County tax sale list and auction calendar

For Clark County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent property tax bill list (PDF) for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    between mid July and late August, 2026 The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Clark County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Clark County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent property tax bill list (PDF). Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Third party purchasers register first with the Kentucky Department of Revenue, which is required of anyone planning to buy more than three certificates in one county, more than five statewide, or to invest more than $10,000. The state application carries a $250 fee payable to the Kentucky State Treasurer, is due by May 15 to be eligible for every county sale that year, and purchasing eligibility begins 60 days after the department receives the application. Buyers then register separately with the Clark County Clerk. The clerk's July deadlines cover registering to take part in the sale, filing the list of certificates the purchaser wants ordered by tax bill number from lowest to highest, and submitting the priority certificate list with 100% of the amount due plus a $28.00 lien assignment fee for each certificate. All paperwork must arrive by mail or in person, and the office does not accept these documents by fax or email.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Clark County Clerk

(859) 745-0280

34 South Main Street, Room 109, Winchester, KY 40391

Official website

County notes

  • Clark County sells certificates of delinquency through the County Clerk in a single annual sale. The Sheriff collects current year bills and turns the uncollected ones over to the clerk in April.
  • The sale is held in person at the County Clerk's office at 34 South Main Street in Winchester. No online auction platform is used, so a buyer or one company representative must attend.
  • Only one representative per company may take part in the sale.
  • The clerk's office does not hand out lists of available bills. Current year certificates are advertised in a local newspaper in June, and the listing is posted online after that advertisement runs.
  • Bidding order is drawn by lottery and worked serpentine style, so a purchaser's position in the rotation caps how many bills can be claimed in each round.
  • The office publishes its registration and priority list deadlines by month rather than by calendar date, so confirm the exact July dates and the sale date with the clerk before committing travel or funds.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Clark County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Clark County tax certificate sale?

Mid-July. The Kentucky Department of Revenue 2026 county schedule lists the Clark County sale on July 15, 2026, and the clerk's office states that the annual sale of current year certificates of delinquency is held in July. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Clark County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Clark County tax sale list?

Clark County posts its tax sale list at kydtax.smllc.us. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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