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Tax Sale Atlas

Hancock County, KY tax sales

How tax lien sales work in Hancock County, seat of Hawesville: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
Tax sale scheduled for September 16, 2026.Wednesday · 2026
County office
(270) 927-6117
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Hancock County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

Run by
Hancock County Clerk
Frequency
annual
Next sale
Tax sale scheduled for September 16, 2026.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent tax bill list (PDF)
When it runs
Mid-September. The Kentucky Department of Revenue's 2026 county clerk schedule lists Hancock County's sale date as 9/16/26, and the Clerk's sale notice sets the start time at 9:30 AM Central.
Registration and deposit

Third-party purchasers register first with the Kentucky Department of Revenue on Form 62A370A, which carries a $250 application fee. The Department states eligibility begins 60 days after it receives an application and advises filing by mid-May to take part in every county's sale. At the county level the Clerk requires the registration form, all bill lists, registration fees and deposits delivered to the office ahead of the posted deadline, which ran roughly nine days before the prior sale date.

Sale format and venue
The Hancock County Clerk sells certificates of delinquency, not deeds, and no online bidding platform is used. Registration paperwork and deposits are filed with the Clerk's office at 225 Main Cross Street in Hawesville. Prior-year certificate holders and the taxing districts hold priority over new third-party purchasers, so the bills open to outside bidders on sale day are the ones no priority claim covers. Certificates earn 12% interest under KRS 134.125. The Clerk states the office is the sole determinant of the dollar amount applicable to each bill at the time of sale, so confirm payoff figures with the office before committing funds.
Source: Delinquent Taxes, Hancock County Clerk· Verified Aug 23, 2026

Hancock County tax sale list and auction calendar

For Hancock County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent tax bill list (PDF) for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Tax sale scheduled for September 16, 2026. The auction platform is still being verified. Confirm the next sale date and registration window with the county before you bid.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Hancock County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Hancock County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent tax bill list (PDF). Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Third-party purchasers register first with the Kentucky Department of Revenue on Form 62A370A, which carries a $250 application fee. The Department states eligibility begins 60 days after it receives an application and advises filing by mid-May to take part in every county's sale. At the county level the Clerk requires the registration form, all bill lists, registration fees and deposits delivered to the office ahead of the posted deadline, which ran roughly nine days before the prior sale date.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Hancock County Clerk

(270) 927-6117

225 Main Cross Street, PO Box 146, Hawesville, KY 42348

Official website

County notes

  • The Sheriff collects current-year Hancock County property taxes. Uncollected bills transfer to the County Clerk around April 15 and become certificates of delinquency available at the annual sale.
  • Kentucky requires each certificate list to be advertised in the local newspaper and posted to the county clerk's website at least 30 days before the sale, so the Hancock list firms up in mid-August for a mid-September sale.
  • The Clerk's list shows an amount due as of the date the report was generated, and balances move as owners pay, so pull a fresh copy near the registration deadline.
  • Some entries on the Clerk's list carry a Pending marker beside the amount due. Ask the office what that status means for availability before building a bid list.
  • The Clerk's office stays open until 5:30 PM Central on Thursday and closes at 4:00 PM the other weekdays, which matters when hand-delivering registration materials.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Hancock County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Hancock County tax certificate sale?

Mid-September. The Kentucky Department of Revenue's 2026 county clerk schedule lists Hancock County's sale date as 9/16/26, and the Clerk's sale notice sets the start time at 9:30 AM Central. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Hancock County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Hancock County tax sale list?

Hancock County posts its tax sale list at kydtax.smllc.us. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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