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Tax Sale Atlas

Harrison County, KY tax sales

How tax lien sales work in Harrison County, seat of Cynthiana: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
One annual certificate of delinquency sale, held in August.
Format
In person
Registration
Two registrations are required and they are not interchangeable.
County office
(859) 234-7130
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Harrison County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Harrison County Clerk
Frequency
annual
Typical timing
One annual certificate of delinquency sale, held in August.
Registration
Two registrations are required and they are not interchangeable.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Delinquent tax bill listing
When it runs
One annual certificate of delinquency sale, held in August. The Clerk lists the 2026 sale as "Tax Sale: Friday August 21st, 2026 at 10:00AM Eastern Time", and the Kentucky Department of Revenue statewide calendar carries the same 8/21/26 date for Harrison County.
Registration and deposit

Two registrations are required and they are not interchangeable. A third-party purchaser must first hold a Certificate of Registration from the Kentucky Department of Revenue, which charges a $250 fee and makes a buyer eligible only 60 days after the application is received, so the state filing has to be started well before summer. The buyer then files the Clerk's own Tax Sale Certificate of Registration form with the Harrison County Clerk at 111 South Main Street, Suite 102, Cynthiana. The Clerk states that the "Deadline for 3rd party purchasers to register is August 11th, 2026 by 4:00 PM" for the August 21 sale, roughly ten days ahead of the auction.

Sale format and venue
The sale is conducted live at the Harrison County Clerk's Office, 111 South Main Street, Suite 102, Cynthiana, and Harrison County uses no online bidding platform, so a buyer or an agent must attend in person. Prior-year certificate holders and the taxing districts are called ahead of third-party purchasers, so the inventory actually open to new bidders is smaller than the advertised delinquent list. Payoff figures on a specific bill come from the Clerk's delinquent tax line at 859-235-0513. The County Attorney's office at 859-234-3110 handles taxpayer payment arrangements, which can pull bills off the list before sale day.

Harrison County tax sale list and auction calendar

For Harrison County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent tax bill listing for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Two registrations are required and they are not interchangeable. Full requirements are in the sale card above.
  3. Sale day

    One annual certificate of delinquency sale, held in August. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Harrison County Clerk as the source to confirm which parcels are actually offered.

Before you bid in Harrison County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent tax bill listing. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Two registrations are required and they are not interchangeable. A third-party purchaser must first hold a Certificate of Registration from the Kentucky Department of Revenue, which charges a $250 fee and makes a buyer eligible only 60 days after the application is received, so the state filing has to be started well before summer. The buyer then files the Clerk's own Tax Sale Certificate of Registration form with the Harrison County Clerk at 111 South Main Street, Suite 102, Cynthiana. The Clerk states that the "Deadline for 3rd party purchasers to register is August 11th, 2026 by 4:00 PM" for the August 21 sale, roughly ten days ahead of the auction.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Harrison County Clerk

(859) 234-7130

111 South Main Street, Suite 102, Cynthiana, KY 41031

Official website

County notes

  • Harrison County runs a live, in person certificate of delinquency sale at the County Clerk's office in Cynthiana. There is no online auction platform and no remote bidding option.
  • The Clerk posts the delinquent bill listing on the county website, and the Kentucky Department of Revenue names harrisoncountyfiscalcourt.com as Harrison County's official site for advertising certificates of delinquency. Certificates are advertised at least 30 days before the sale.
  • Registration with the Clerk closes about ten days before the sale, at 4:00 PM on August 11, 2026 for the August 21, 2026 auction. The state Certificate of Registration from the Department of Revenue must already be in hand by then, because state eligibility does not begin until 60 days after that application is received.
  • The Clerk's office is open Monday through Friday, 8:30 AM to 4:00 PM, and stays open until 6:00 PM on the third Thursday of each month. Deed room records from January 1, 1985 forward are searchable online through ecclix.com, which is where title work on a target parcel starts.
  • Current-year bills are mailed by the Sheriff around the end of September and transfer to the County Clerk on April 15, when unpaid bills become certificates of delinquency. The Clerk, not the Sheriff, sells and assigns those certificates.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Harrison County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Harrison County tax certificate sale?

One annual certificate of delinquency sale, held in August. The Clerk lists the 2026 sale as "Tax Sale: Friday August 21st, 2026 at 10:00AM Eastern Time", and the Kentucky Department of Revenue statewide calendar carries the same 8/21/26 date for Harrison County. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Harrison County Clerk as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Harrison County tax sale list?

Harrison County posts its tax sale list at harrisoncountyfiscalcourt.com. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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