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Tax Sale Atlas

Shelby County, KY tax sales

How tax lien sales work in Shelby County, seat of Shelbyville: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Kentucky tax sales work or look terms up in the glossary.

Next sale
Tax sale scheduled for September 2, 2026.Wednesday · 2026
Format
In person
County office
(502) 633-4410
Every displayed fact carries a source badge. Verified Aug 23, 2026 against official county and state pages.How we verify
On this page

How Shelby County sells delinquent taxes

From lien to deed

Kentucky holds no county tax deed auction. Title moves only through a lawsuit. The owner of a certificate of delinquency may sue to collect the debt, to enforce the KRS 134.420 lien, or both, at any time after one year has passed from the date the taxes became delinquent, and the action must be brought within eleven years of that date. A third-party purchaser has extra duties first: a notice to the delinquent taxpayer within 50 days of receiving the certificate, that notice repeated every six months, and a further notice to the taxpayer and every mortgagee at least 45 days before filing suit.

Tax certificate sale (lien)

In person
Run by
Shelby County Clerk's Office
Frequency
annual
Next sale
Tax sale scheduled for September 2, 2026.
Next expected
between mid July and late August, 2026 (window; exact date posts closer to the sale)
Sale list
Shelby County Delinquent Tax Sale List (PDF)
When it runs
One annual certificate of delinquency sale, held in early September. The Clerk's delinquent tax page sets the current sale "to be held at 10:00 AM on September 2, 2026," and the Department of Revenue's 2026 schedule of county clerk sale dates lists Shelby County on 9/2/26. Purchase order for the general pool is drawn the week before, on Wednesday, August 26, 2026 between 9:00 a.m. and 2:00 p.m. at the Clerk's office Deed Room Services counter.
Registration and deposit

Register with the Clerk by end of business on August 20, 2026. Everything except the check goes by email to [email protected]: the Clerk's Delinquent Tax Sale Registration form, your Kentucky Department of Revenue registration certificate, and a Purchase Intent List built on the Clerk's spreadsheet template in 2025 preferential bill number order. Certified check payment ships separately by USPS, UPS or FedEx and must arrive by 4:00 p.m. Registration fees are tiered at $10.00 per certificate for buyers without a prior year claim and $5.00 per certificate for priority buyers, capped at $250.00 either way, and the Clerk notes the cap limits the fee, not the number of bills you may buy. Buyers without a prior year claim also submit 25 percent of list value as a deposit, with the balance due at completion of the sale, plus a $30.00 filing fee for each certificate purchased; one certified check may cover the deposit and filing fees together, while the registration fee may be a separate business check. Prior year certificate holders instead file a Priority List in 2025 tax bill number order with a copy of the most recent prior year certificate and full payment by certified check when the list is submitted. Registering with the Kentucky Department of Revenue is a separate step and must be done before the county sale.

Sale format and venue
The Clerk states that "OUR OFFICE WILL NOT CONDUCT IN-PERSON TAX SALE" and that "The sale shall be conducted electronically as of 2026." No third party auction website is involved: the sale runs on paperwork, with purchase intent lists emailed to the Clerk, certified funds shipped by courier, and the Clerk matching lists against prior year claims before the sale date. Third party purchasers holding a prior year certificate get first call on the current year certificate for the same property, and any priority buyer who misses the August 20 list or payment deadline loses that preference, which drops those bills into the general pool sold at the tax sale. Pool bills are filled in the order drawn on August 26. The Clerk prohibits participation by multiple related entities and requires a sworn statement to that effect; filing a false sworn statement to mislead a county clerk is a Class A misdemeanor under KRS 523.030. All purchases are final and no refunds are issued after the sale, though the office refunds overages by check within seven business days. Buyers do their own title, bankruptcy and pending litigation research, since the Clerk's office does none of it. Announcements made on sale day take precedence over the published procedures. Send sale and bill specific questions to [email protected]. Shelby County Clerk, purchase intent lists submitted by email
Source: Delinquent Taxes, Shelby County Clerk· Verified Aug 23, 2026

Shelby County tax sale list and auction calendar

For Shelby County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Shelby County Delinquent Tax Sale List (PDF) for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Tax sale scheduled for September 2, 2026. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Shelby County Clerk's Office as the source to confirm which parcels are actually offered.

Before you bid in Shelby County

  1. Start with the live sale list

    Pull the current advertised parcels from Shelby County Delinquent Tax Sale List (PDF). Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Register with the Clerk by end of business on August 20, 2026. Everything except the check goes by email to [email protected]: the Clerk's Delinquent Tax Sale Registration form, your Kentucky Department of Revenue registration certificate, and a Purchase Intent List built on the Clerk's spreadsheet template in 2025 preferential bill number order. Certified check payment ships separately by USPS, UPS or FedEx and must arrive by 4:00 p.m. Registration fees are tiered at $10.00 per certificate for buyers without a prior year claim and $5.00 per certificate for priority buyers, capped at $250.00 either way, and the Clerk notes the cap limits the fee, not the number of bills you may buy. Buyers without a prior year claim also submit 25 percent of list value as a deposit, with the balance due at completion of the sale, plus a $30.00 filing fee for each certificate purchased; one certified check may cover the deposit and filing fees together, while the registration fee may be a separate business check. Prior year certificate holders instead file a Priority List in 2025 tax bill number order with a copy of the most recent prior year certificate and full payment by certified check when the list is submitted. Registering with the Kentucky Department of Revenue is a separate step and must be done before the county sale.

  3. Check the state rules that change the bid

    Read the Kentucky due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

A certificate that goes unpaid at the annual sale may be paid to the county clerk at any time afterward by any person, unless it is under a payment plan with the Department of Revenue or the county attorney or is known to be in litigation. You need a current Department of Revenue certificate of registration if you will hold more than three certificates in this county, more than five statewide, or invest more than 10,000 dollars statewide in the calendar year, and you register with the county clerk and pay the county fee if you have not already done so that year. Separately, 90 days after the sheriff files the tax claims, any person may pay a certificate the taxing jurisdictions still own. Certificates that arrive too late for one year's sale are held for the next one.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Shelby County Clerk's Office

(502) 633-4410

501 Washington Street, Shelbyville, KY 40065; mailing address P.O. Box 819, Shelbyville, KY 40066-0819

Official website

County notes

  • Shelby County Clerk is Tony Harover. The office sits in the courthouse annex at 501 Washington Street, Shelbyville, with mail going to P.O. Box 819, Shelbyville, KY 40066-0819. Hours are Monday through Friday, 8:30 a.m. to 4:30 p.m. Phone (502) 633-4410, fax (502) 633-7887.
  • Registration closes roughly two weeks before the sale, at end of business on August 20, 2026, and certified funds must arrive by 4:00 p.m. There is no walk in registration on sale day.
  • The delinquent bill list is published as a PDF through the kydtax listing service that Kentucky county clerks use to advertise certificates of delinquency, and it carries bill number, tax year, owner name, property address, map ID and amount due.
  • The Clerk's published sale procedures carry two stray references to Bullitt County in the paragraphs on purchaser research and pending litigation. The sale being described is Shelby County's; direct research and litigation questions to the Shelby County Clerk and the Shelby County Attorney.
  • Kentucky Department of Revenue registration is separate from and in addition to registering with the Clerk. DOR applications for the 2026 season were due May 15, 2026 to participate in all county sales beginning mid July, and an applicant becomes eligible 60 days after the application is received.
  • Certificates are sold by the County Clerk, not the Sheriff. The Sheriff collects current year bills and turns the uncollected ones over to the Clerk, after which they become certificates of delinquency.

Kentucky rules

Max interest rate
12% per year, fixed by statute (nothing is bid)
Minimum return
No statutory floor; every certificate earns the same statutory rate
Redemption
Kentucky's redemption window is a property of where the parcel is in the process, not a single statewide clock, and it runs in four tracks. Track one, and by far the most common, is an outstanding certificate of delinquency: the delinquent taxpayer or anyone holding a legal or equitable estate in the property may pay the third-party purchaser the total amount due at any time, and the purchaser may accept payment from anyone at any time. No statute closes that window, so it stays open until a court forecloses. Track two is a foreclosure sale that brought less than two thirds of the property's appraised value, where the defendant and the defendant's representatives may redeem within six months of the day of sale. Track three is a foreclosure sale that brought two thirds or more of the appraised value, where no right of redemption exists at all; the purchaser takes the property outright. Track four is land the state, county, and taxing districts acquired through a KRS 134.546 action, which the taxpayer may redeem at any time before the commissioner delivers a deed to a purchaser. A third-party purchaser must also offer a monthly installment plan on written request for certificates bought after June 1, 2012, if the purchaser is one who has to register with the department.
Surplus proceeds
If nobody bids at the foreclosure sale, the master commissioner deeds the property to the person or persons the record shows own the certificate or certificates of delinquency, each taking a pro rata interest matching the size of their certificate. Where the state, county, or a taxing district ends up owning the land, the commissioner's designated agent may advertise and sell it at public sale after posting notice at the courthouse door for fifteen days and publishing under KRS Chapter 424, the department keeps an administration fee of 15 percent of the sale price, and the balance is paid to the county and taxing districts within thirty days.
Governing statute
KRS Chapter 134

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Kentuckyrules and every county →

Frequently asked questions

Does Shelby County, Kentucky sell tax liens or tax deeds?

Tax lien certificates. In Kentucky investors buy the lien, not the property; the County Clerk runs the sale.

When is the Shelby County tax certificate sale?

One annual certificate of delinquency sale, held in early September. The Clerk's delinquent tax page sets the current sale "to be held at 10:00 AM on September 2, 2026," and the Department of Revenue's 2026 schedule of county clerk sale dates lists Shelby County on 9/2/26. Purchase order for the general pool is drawn the week before, on Wednesday, August 26, 2026 between 9:00 a.m. and 2:00 p.m. at the Clerk's office Deed Room Services counter. The sale is held in person. Always confirm the exact date with the County Clerk before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Kentucky's redemption rule: No fixed deadline while the certificate is outstanding. Six months after a judicial sale that brings less than two thirds of the appraised value, and none at all when it brings two thirds or more. Call the Shelby County Clerk's Office as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Shelby County tax sale list?

Shelby County posts its tax sale list at kydtax.smllc.us. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 23, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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