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Tax Sale Atlas

Clay County, MN tax sales

How tax deed sales work in Clay County, seat of Moorhead: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Minnesota tax sales work or look terms up in the glossary.

Next sale
No fixed month.
Format
County site
County office
218-299-5006
Every displayed fact carries a source badge. Verified Aug 25, 2026 against official county and state pages.How we verify
On this page

How Clay County sells delinquent taxes

No tax lien certificate sale

Minnesota counties sell no tax lien certificates and no certificates of purchase to investors. Chapter 280 abolished the public tax judgment sale to bidders: the county auditor bids every unsatisfied parcel in for the state itself, and Minn. Stat. 280.43 states that no actual public sale takes place under that chapter. The only buyer at that step is the state of Minnesota, which then holds title in trust for the local taxing districts.

Tax deed sale

Online auction
Run by
Clay County Auditor's Office (Auditor-Treasurer)
Frequency
annual
Typical timing
No fixed month.
Sale list
Forfeiture Property for Sale
When it runs
No fixed month. Clay County offers tax-forfeited land occasionally rather than on an annual calendar, once the county board has classified and approved forfeited parcels for sale. Between offerings the Auditor's Forfeiture Property for Sale page shows no parcels available, and a new sale is announced there and on the county's Public Surplus tax forfeiture listings.
Registration and deposit

Bidding is online through Public Surplus under the Clay County Tax Forfeiture organization, and the county states registration is required on the day of the auction. Winning bidders are emailed a Buyer and Deed Registration Form within 5 days of the auction close and have 5 days to complete and return it. Payment is due in full per parcel by cashier's check, certified check, personal check or money order payable to the Clay County Auditor, and certified funds are required from a buyer with a prior returned check.

Sale format and venue
Clay County sells land that has already forfeited in fee to the State of Minnesota for unpaid taxes, not a lien and not a certificate. The county's notice reads: NOTICE IS HEREBY GIVEN that Clay County shall sell to the highest bidder the following described parcels of land that forfeited to the State of Minnesota for non-payment of taxes. Parcels sell as is to the highest bidder in an online auction, payable in full. On top of the bid the buyer pays a 5 percent buyer premium with a $1 minimum, a 3 percent surcharge to the state Tax Forfeited Assurance Account, a $25 state deed fee, a $46 recording fee, state deed tax of 0.0033 times the purchase price with a $1.65 minimum, and a $54 well certificate fee where one applies. The county states in capitals that CLAY COUNTY DOES NOT GUARANTEE CLEAR TITLE ON PURCHASES OF TAX FORFEITED LAND and that it is the responsibility of the purchaser to take whatever action is necessary to assure clear title. The State of Minnesota reserves all mineral rights. The county warns that environmental or watershed and water conservation issues may affect a parcel. A certificate of occupancy from the City of Moorhead is required for property inside that city. Parcels that do not sell at auction are available over the counter at the Auditor's Office. The state deed is issued by the Minnesota Department of Revenue once payment and paperwork are complete.
Register on Online auction

Clay County tax sale list and auction calendar

For Clay County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Forfeiture Property for Sale for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    No fixed month. Bidding runs on County site; check posted sale dates, registration status, and bidding windows there.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Clay County Auditor's Office (Auditor-Treasurer) as the source to confirm which parcels are actually offered.

Before you bid in Clay County

  1. Start with the live sale list

    Pull the current advertised parcels from Forfeiture Property for Sale. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Bidding is online through Public Surplus under the Clay County Tax Forfeiture organization, and the county states registration is required on the day of the auction. Winning bidders are emailed a Buyer and Deed Registration Form within 5 days of the auction close and have 5 days to complete and return it. Payment is due in full per parcel by cashier's check, certified check, personal check or money order payable to the Clay County Auditor, and certified funds are required from a buyer with a prior returned check.

  3. Check the state rules that change the bid

    Read the Minnesota due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Minnesota's over-the-counter route opens only after a parcel has been offered at public auction and failed to sell. Once every parcel on the county's list has been offered, the county auditor must sell any remaining parcel to anyone willing to pay the appraised value, which the Department of Revenue's forfeiture manual describes as a private or over-the-counter sale made from the auditor's office. A parcel stays available at that price until the county board reappraises it or withdraws it from the sale list, and after either it has to be re-offered at a published public auction before it can be sold privately again. Anyone who could have repurchased the parcel as the former owner may not buy it this way for less than all taxes, assessments, penalties, interest, and costs due at forfeiture plus certified special assessments. Whether this county currently holds any unsold inventory, and how it takes an offer, has to be confirmed with the county auditor or land department.

New to this path? Read how over-the-counter purchases work.

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County offices

Tax sale office

Clay County Auditor's Office

218-299-5006

Clay County Government Center, 3510 12th Ave S, Moorhead, MN 56560 (mailing: PO Box 280, Moorhead, MN 56560)

Official website

County notes

  • Clay County runs its tax-forfeited land auctions online through Public Surplus rather than at the courthouse, and posts the parcel list, terms and fees on the Auditor's Forfeiture Property for Sale page.
  • Budget well above the bid price. The county adds a 5 percent buyer premium, a 3 percent state assurance surcharge, a $25 state deed fee, a $46 recording fee, state deed tax and a $54 well certificate fee where one applies.
  • Parcels left unsold after an auction can be bought over the counter at the Clay County Auditor's Office, so the list of available forfeited land is worth watching between auctions.
  • Under Minn. Stat. 282.241 a former owner may apply to repurchase forfeited land, which can pull a parcel back out of the county's hands. Confirm a parcel's status with the Auditor's Office before committing funds.
  • The county guarantees no clear title, and the State of Minnesota reserves all mineral rights on land it conveys, so a quiet title action and a mineral check belong in the cost of any Clay County forfeited parcel.
  • The county flags possible environmental, watershed and water conservation issues on forfeited parcels. Inspect the land and check wetland status before bidding.
  • Property inside the City of Moorhead needs a certificate of occupancy from the city before it can be occupied.
  • The Auditor-Treasurer is Lori J. Johnson. Reach the Auditor's Office at 218-299-5006 or [email protected] for the next sale notice.

Minnesota rules

Redemption
Redemption in Minnesota runs BEFORE forfeiture and there is no redemption after a tax-forfeited land sale. The clock starts on the second Monday in May, when the county auditor bids the parcel in for the state, and it runs three years for most property. Once the parcel is unredeemed 120 days before that period ends, the county auditor gives notice of expiration of redemption, which is posted in the auditor's office, published for two successive weeks in the official county newspaper, mailed by certified mail to taxpayers, fee owners, and anyone who filed an address under Minn. Stat. 276.041, and personally served on anyone in possession of an occupied parcel. Redemption ends on the later of the end of the statutory period and 60 days after that notice is given and proof of it is filed with the auditor, and the Department of Revenue's manual states the exact forfeiture date the same way. On that date absolute title vests in the state of Minnesota. A district court can cut the period to five weeks on a city or county petition for abandoned or certain vacant property, so a parcel can reach forfeiture far sooner than three years. Forfeiture extinguishes redemption rights along with almost everything else, with one carve-out that Minn. Stat. 282.005, subd. 10 preserves in terms: rights of redemption provided under federal law, which is where an unreleased federal tax lien can still reach a parcel after the sale. The right to REPURCHASE after forfeiture, under Minn. Stat. 282.241, is a separate remedy and not a redemption right.
Deed deposit
Minnesota fixes no statutory bidder deposit and no statutory registration deadline. Terms are set locally, and the Department of Revenue's manual treats a cash-only initial sale as best practice because everything above the minimum bid has to stay available for surplus claims. On a Chapter 282.01 sale, parcels are sold for cash only unless the county board has adopted a resolution allowing terms. Where terms are allowed, at least 10 percent of the purchase price is due at the time of purchase and the balance runs in no more than ten equal annual installments, or under a county board policy of no more than 12 installments a year over a term of no more than ten years. Confirm the county's published terms before registering.
Surplus proceeds
Minnesota built a surplus claim process in response to Tyler v. Hennepin County, and the Revisor's note under Minn. Stat. 282.08 records that decision. It applies to forfeitures occurring after December 31, 2023. The minimum bid goes into the county's forfeited tax sale fund and everything above it is available to interested parties, meaning any party with an interest in the real estate, including the owner, a lienholder, and anyone who filed their name under Minn. Stat. 276.041. Within 60 days of the sale the county auditor must send notice and a claim form by certified mail to every interested party of record, mail a second notice by first class mail between 90 and 120 days if no claim has been filed, mail notice to the occupants unless the land is vacant, and publish a list of sales with unexpired claim periods on the county website. A claim must be filed within six months of the date the first notice is mailed. Multiple claims are divided in proportion to each claimant's interest, and a disputed claim can be deposited with the district court. Unclaimed surplus returns to the county's forfeited tax sale fund. A separate claim process covers iron-bearing stockpiles, minerals, and mineral interests, which are sold to the state for $50 at forfeiture and valued by the commissioner of natural resources if a claim is filed.
Governing statute
Minn. Stat. Chapter 279

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Minnesotarules and every county →

Frequently asked questions

Does Clay County, Minnesota sell tax liens or tax deeds?

Tax deeds. Minnesota sells no tax lien certificates to investors; the County Auditor sells the property itself at a public tax sale.

How often does Clay County hold tax deed sales?

Clay County holds its tax deed sale once a year. No fixed month. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Minnesota's redemption rule: 3 years from the tax judgment sale for most property. Call the Clay County Auditor's Office (Auditor-Treasurer) as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Clay County tax sale list?

Clay County posts its tax sale list at claycountymn.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 25, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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