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Tax Sale Atlas

Mercer County, OH tax sales

Mercer County, Ohio sells both tax lien certificates and tax deeds. The County Treasurer runs the certificate sale (18% maximum, bid down), and the County Sheriff holds the tax deed sale online via RealAuction on parcels whose certificates go unredeemed, from the county seat in Celina, under R.C. Chapter 5721.

New to tax sales? Read how Ohio tax sales work or look terms up in the glossary.

Next sale
No public certificate auction date is posted.
Format
RealAuction
Registration
Bidding is online only.
County office
(419) 586-2259
Every displayed fact carries a source badge. Verified Aug 7, 2026 against official county and state pages.How we verify
On this page

How Mercer County sells delinquent taxes

Tax certificate sale (lien)

Run by
Mercer County Treasurer
Frequency
annual
Typical timing
No public certificate auction date is posted.
When it runs
No public certificate auction date is posted. The Treasurer's FAQ describes the delinquency track instead: "A delinquent bill is mailed in late September", after which "your name will appear on the Delinquent Tax List that is published in the local newspaper." Real estate taxes themselves are due February 20 (first half) and July 27 (second half).
Registration and deposit

There is no advertised online bidder registration for a Mercer County certificate sale, because the county does not appear to hold a competitive public certificate auction. Investors interested in the lien path should contact the Treasurer's office at (419) 586-2259 to confirm current practice.

Sale format and venue
Mercer County does not advertise a competitive bid-down tax certificate auction. The Treasurer's FAQ states that if taxes stay unpaid, "there is a potential that the delinquency will be sold to Tax Ease, a purchaser of tax liens." That describes the negotiated bulk sale route Ohio Rev. Code 5721.33 permits, in which a county sells certificates to a single institutional purchaser rather than opening them to individual bidders. No auction platform, sale date, or bidder registration is published for this county, so an individual investor should not expect an open certificate sale here and should verify with the Treasurer's office before planning around one. The delinquent list is published in the local newspaper and is not posted as a downloadable file on the county site.

Tax deed sale

RealAuction
Run by
Mercer County Sheriff's Office, Civil Division
Frequency
annual
Registration
Bidding is online only.
Sale list
Mercer County Sheriff online auction calendar
When it runs
Sales run on selected Wednesdays at 9:00 a.m. Eastern as individual cases become ready, not on one fixed annual date. The county's RealForeclose calendar listed Foreclosure sales on 02/04/2026, 02/18/2026, 02/25/2026, 03/04/2026, 03/18/2026, 03/25/2026, 04/15/2026, 04/29/2026, 05/06/2026, 05/20/2026, 05/27/2026, 07/01/2026 and 07/08/2026, each stamped "09:00 AM ET". Checked 2026-08-07, when no sale dates were posted for August through October 2026.
Registration and deposit

Bidding is online only. Per the county auction FAQ, "To participate in a foreclosure auction in Ohio, you must register for a Username and Password and fill in all appropriate fields to transmit the Ohio Real Estate Judicial Sale Purchaser Information Form", and all changes must be made before the sale date. To be a qualified participant you must post a deposit covering every property you intend to bid on, by the posted deadline. Statutory deposit tiers are $2,000 if appraised value is $10,000 or less, $5,000 if appraised value is above $10,000 and up to $200,000, and $10,000 if appraised value is above $200,000, unless a judge orders otherwise. For tax foreclosure cases the deposit is set by the Treasurer instead. Deposits clear through an escrow module, so the FAQ advises funding the account well ahead of the sale.

Sale format and venue
This is the deed-side path: the Sheriff conducts the sale under court order, on RealAuction's RealForeclose platform at mercer.sheriffsaleauction.ohio.gov, which the Sheriff's own Sheriff Sales page links to as "Click here to see Mercer County Sheriff Sales". The auction FAQ cites Ohio Rev. Code 2329.153 for the online sale format and notes that bidders on tax foreclosure cases must comply with Ohio Rev. Code 5721.19: you cannot buy at a tax foreclosure sale if you already own Ohio property with delinquent taxes assessed against it, and some counties require an affidavit to that effect. The FAQ also warns that no appraisal is performed on tax lien or delinquent tax foreclosure cases, so the appraised value shown on the site for those cases reflects taxes owed rather than market value, and that properties can be pulled from the auction at any time. Auctions extend in overtime if late bids come in, and winning bidders complete the transaction through the Purchaser Information Form that transmits to the Sheriff's office. Sheriff's Office: 4835 State Route 29, Celina, Ohio 45822, Civil Division phone 419-586-5770, main phone 419-586-7724.
Register on RealAuction

Mercer County tax sale list and auction calendar

For Mercer County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Mercer County Sheriff online auction calendar for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Bidding is online only. Full requirements are in the sale card above.
  3. Sale day

    No public certificate auction date is posted. Bidding runs on RealAuction; check posted sale dates, registration status, and bidding windows there.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Mercer County Sheriff's Office, Civil Division as the source to confirm which parcels are actually offered.

Before you bid in Mercer County

  1. Start with the live sale list

    Pull the current advertised parcels from Mercer County Sheriff online auction calendar. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Bidding is online only. Per the county auction FAQ, "To participate in a foreclosure auction in Ohio, you must register for a Username and Password and fill in all appropriate fields to transmit the Ohio Real Estate Judicial Sale Purchaser Information Form", and all changes must be made before the sale date. To be a qualified participant you must post a deposit covering every property you intend to bid on, by the posted deadline. Statutory deposit tiers are $2,000 if appraised value is $10,000 or less, $5,000 if appraised value is above $10,000 and up to $200,000, and $10,000 if appraised value is above $200,000, unless a judge orders otherwise. For tax foreclosure cases the deposit is set by the Treasurer instead. Deposits clear through an escrow module, so the FAQ advises funding the account well ahead of the sale.

  3. Check the state rules that change the bid

    Read the Ohio due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Ohio has no over-the-counter tax certificate channel. The equivalent inventory is the county auditor's forfeited land list, made up of parcels that drew no qualifying bid at two foreclosure sales. The auditor offers that list at public auction at least annually, and a tract that still receives no bid meeting the statutory minimum may then be sold for the best price obtainable.

New to this path? Read how over-the-counter certificates work.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Mercer County Treasurer

(419) 586-2259

101 North Main Street, Room 201, Celina, OH 45822

Official website

County notes

  • Mercer County splits the two paths cleanly: the Sheriff's Office runs the deed-side judicial foreclosure auction online, while the Treasurer handles delinquency and does not hold an open certificate auction.
  • The Treasurer is David E. Wolters. The office sits in Room 201 on the second floor of the courthouse at 101 North Main Street, Celina, open Monday 8:30 a.m. to 5:00 p.m. and Tuesday through Friday 8:30 a.m. to 4:00 p.m.
  • Real estate and manufactured home tax deadlines are February 20 for the first half and July 27 for the second half, with bills mailed on or shortly after January 20 and June 20. Late payments draw a 5 percent penalty within 10 days and 10 percent after that.
  • The Sheriff's sale page notes that participants, including attorneys, must register separately in each county on the RealAuction system, and that under Ohio Rev. Code 2329.211 a judgment creditor who is the purchaser of residential property is not required to post a deposit.
  • The county Auditor's site at auditor.mercercountyohio.gov was behind a bot challenge and could not be read, so nothing about a forfeited land sale is confirmed for this county.
  • The county's main domain redirects: mercercountyohio.gov now resolves to mercercountyoh.gov.

Ohio rules

Max interest rate
18% per year, bid down in 0.25% steps
Minimum return
6% floor at redemption
Redemption
Ohio has no post-sale redemption window. On the certificate track the owner or any other person entitled to redeem may pay the county treasurer at any time before the certificate holder pays to start foreclosure, and after that up until the entry of confirmation of sale, the expiration of the 28-day alternative redemption period, or the decree that conveys title to the certificate holder. On the direct foreclosure track, delinquent land may be redeemed before proceedings begin, and afterwards up to the entry of confirmation of sale or the end of the alternative redemption period. The alternative redemption period is 28 days after an adjudication of foreclosure is journalized, and when it expires the right and equity of redemption terminate without any further order. Once title vests, a decree conveying the parcel to a certificate holder is a permanent bar to redemption.
Deed deposit
For residential property the deposit is fixed by statute: $2,000 if the appraised value is $10,000 or less, $5,000 if it is above $10,000 and up to $200,000, and $10,000 if it is above $200,000. A judgment creditor buying at its own sale posts no deposit. For commercial property the deposit follows whatever requirements the sale sets. Deposit timing is set by the court or the officer conducting the sale and printed in the sale advertisement, and an online sale may take the deposit by card or other financial transaction device.
Surplus proceeds
Sale proceeds pay costs first, then the certificate holder or the taxing districts, and any residue goes to the clerk of the court within 45 days after confirmation. The clerk notifies the former owner. Residue left unclaimed 90 days after that final notice is paid into the county treasury and held for the owner, who may demand it within three years. After three years it is forfeited to the county's delinquent tax and assessment collection fund, or to the county land reutilization corporation fund where one exists.
Governing statute
R.C. Chapter 5721

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Ohiorules and every county →

Frequently asked questions

Does Mercer County, Ohio sell tax liens or tax deeds?

Mercer County follows Ohio's hybrid system. The County Treasurer sells tax lien certificates, and the County Sheriff handles the tax deed sale on parcels whose certificates go unredeemed.

When is the Mercer County tax certificate sale?

No public certificate auction date is posted. The Treasurer's FAQ describes the delinquency track instead: "A delinquent bill is mailed in late September", after which "your name will appear on the Delinquent Tax List that is published in the local newspaper." Real estate taxes themselves are due February 20 (first half) and July 27 (second half). Always confirm the exact date with the County Treasurer before the sale.

How often does Mercer County hold tax deed sales?

Mercer County holds its tax deed sale once a year. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Ohio's redemption rule: 1 year after the certificate sale before the holder can request foreclosure; redemption then stays open until confirmation of sale. Call the Mercer County Sheriff's Office, Civil Division as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Mercer County tax sale list?

Mercer County posts its tax sale list at mercer.sheriffsaleauction.ohio.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 7, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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