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Tax Sale Atlas

Clay County, TN tax sales

How tax deed sales work in Clay County, seat of Celina: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Tennessee tax sales work or look terms up in the glossary.

Next sale
Not published online.
County office
(931) 243-3145
Every displayed fact carries a source badge. Verified Aug 18, 2026 against official county and state pages.How we verify
On this page

How Clay County sells delinquent taxes

No tax lien certificate sale

Tennessee counties enforce the tax lien through a delinquent tax suit and sell the property itself; no tax lien certificates are auctioned.

Tax deed sale

Run by
Clay County Clerk and Master (Chancery Court and Juvenile Court)
Frequency
annual
Typical timing
Not published online.
When it runs
Not published online. The Clay County government website carries no delinquent tax sale date, notice, or schedule, so no month or recurring date could be verified from an official source. Confirm the next sale directly with the Clerk and Master at (931) 243-3145 or [email protected].
Registration and deposit

Bidders register with the clerk that runs the sale under its published terms, either at the clerk and master's office for an in-person auction or on the county's online platform. The court orders the sale for cash, certified funds, cashier's check, money order, or ACH transfer, and Tennessee sets no statewide deposit percentage, so confirm the county's payment deadline and accepted funds before bidding.

Sale format and venue
Tennessee sells a redeemable deed through the Chancery Court, and in Clay County the Clerk and Master is the office that files the delinquent tax suit and conducts the sale. Beyond that statutory role, no county-specific sale logistics are published. The auction method is not documented: no online platform and no in-person courthouse sale location could be verified, so neither is asserted here. Clay County does not appear on tndtax.com, the delinquent tax portal that several Tennessee Clerk and Master offices use, whose county list returned only Chester and Sullivan. No GovEase listing for Clay County was confirmed. The Trustee collects current property taxes and offers online payment through tennesseetrustee.org, but the Trustee does not run the tax sale. Investors should call the Clerk and Master for the sale date, the bidder registration process, the deposit terms, and the property list.

Clay County tax sale list and auction calendar

For Clay County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    A county sale-list URL is still being verified. Use the office and platform details on this page before relying on a copied list.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    Not published online. The auction platform is still being verified. Confirm the next sale date and registration window with the county before you bid.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Clay County Clerk and Master (Chancery Court and Juvenile Court) as the source to confirm which parcels are actually offered.

Before you bid in Clay County

  1. Start with the live sale list

    The county sale-list URL is still being verified. Use the county office contacts below and confirm the advertised parcels directly before you price a bid.
  2. Confirm registration and deposit

    Bidders register with the clerk that runs the sale under its published terms, either at the clerk and master's office for an in-person auction or on the county's online platform. The court orders the sale for cash, certified funds, cashier's check, money order, or ACH transfer, and Tennessee sets no statewide deposit percentage, so confirm the county's payment deadline and accepted funds before bidding.

  3. Check the state rules that change the bid

    Read the Tennessee due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Parcels struck to the county at the tax sale can be bought from the county afterward. Each county mayor must publish a list of county-held parcels by July 1 every year, and any person may file a written offer for one. The county advertises the offer, competing bidders have ten days to raise it by 10 percent or more, and the highest offer wins, sometimes through an online resale. A parcel bought before the redemption period expires stays subject to redemption. Ask the county mayor's office or the clerk and master where the current list is posted.

County-held parcel listings are published per county under Tenn. Code Ann. 67-5-2511; find the current list on the county's website or newspaper of record

New to this path? Read how over-the-counter purchases work.

Use the arrow keys to switch between these sections.

County offices

Tax sale office

Clay County Clerk and Master, Chancery Court and Juvenile Court

(931) 243-3145

P.O. Box 332, 145 Cordell Hull Drive, Celina, TN 38551

Official website

County notes

  • L. Rene Davis is the elected Clerk and Master; Laura Groce is deputy clerk. Office email is [email protected] and the fax is (931) 243-3157. Posted hours are Monday, Tuesday, Thursday and Friday 8am to 4pm, and Wednesday 8am to 11:30am.
  • The Clay County government website publishes no delinquent tax sale information. No county page covers tax sales, delinquent taxes, or auctions, so sale dates, bidder registration terms, and property lists are not available online.
  • Clay County is not listed on tndtax.com, the Business Information Systems delinquent tax portal used by some Tennessee Clerk and Master offices. That portal's county list returned only Chester and Sullivan, so there is no online delinquent tax lookup for Clay County.
  • The Trustee (Angie Thompson, P.O. Box 390, Celina, TN 38551, phone (931) 243-2310) collects current property taxes and offers card and e-check payment through tennesseetrustee.org with a 2.75 percent service fee. The Trustee handles collection only and does not conduct the tax sale.
  • The only Clay County Clerk and Master auction document found online is a January 2019 court-ordered estate sale, not a delinquent tax sale. It shows the office acting as Special Commissioner, taking a 20 percent deposit, holding the high bid open 10 days for an upset bid of at least 10 percent above it, and running the sale at the Clay County Government Complex, 145 Cordell Hull Drive, Celina, with online bidding through Tays Realty and Auction of Cookeville. This documents the office's general court sale practice only. It does not establish the platform, venue, or terms for a delinquent tax sale, and it should not be relied on as tax sale guidance.
  • GovEase publishes Tennessee auction rules, but no official source places Clay County on that platform, so GovEase participation is unconfirmed either way.
  • Clay County is a small rural county in the Upper Cumberland region and its sale is likely handled on an as-needed basis rather than on a fixed annual calendar. That inference is not confirmed by any official page and a phone call to the Clerk and Master is the only reliable way to get the current schedule.

Tennessee rules

Redemption
The right to redeem vests when the court enters the order confirming the sale and never runs longer than one year from that date. The court sets each parcel's period before the sale on a statutory scale: one year when the taxes were delinquent 5 years or less, 180 days when delinquent more than 5 but less than 8 years, 90 days when delinquent 8 years or more, and 30 days when the court finds the property vacant and abandoned. To redeem, an interested person files a motion in the same lawsuit and must first pay the clerk the full redemption amount; the purchaser then has 30 days after notice to ask the court for additional reimbursements. When the court declares the redemption complete, title divests from the purchaser and the clerk refunds the purchase money plus everything owed. During the redemption period the purchaser owes no duty to insure the parcel and is not liable for damage to it except from the purchaser's own intentional acts. Separately, a suit attacking the validity of the sale itself must normally be filed within one year of the confirmation order, with an absolute three-year outer limit.
Deed deposit
No statewide deposit percentage exists. The statute fixes the form of payment (cash, certified funds, cashier's check, money order, or ACH transfer) and each court sets its own payment terms. Davidson County takes cashier's checks only, Rutherford County requires payment by close of business the day after the sale, and counties selling through GovEase collect payment through the platform. Confirm the terms with the clerk and master that runs the sale before bidding.
Surplus proceeds
Sale proceeds pay the delinquent tax attorney, then court costs, then the taxing entities. Any excess is claimed by motion in the same case: remaining taxes are paid first, then lienholders in order of priority (pre-sale liens before post-sale liens), then the former owner. Filing the motion ends any remaining redemption period as to the movant. Excess proceeds nobody claims pass to the state under the Uniform Unclaimed Property Act.
Governing statute
Tenn. Code Ann. Title 67, Chapter 5, Parts 25-27

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Tennesseerules and every county →

Frequently asked questions

Does Clay County, Tennessee sell tax liens or tax deeds?

Tax deeds. Tennessee sells no tax lien certificates to investors; the county sells the property itself at a public tax sale.

How often does Clay County hold tax deed sales?

Clay County holds its tax deed sale once a year. Not published online. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Tennessee's redemption rule: Up to 1 year from entry of the order confirming the sale, tiered by how long the taxes were delinquent. Call the Clay County Clerk and Master (Chancery Court and Juvenile Court) as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Verified Aug 18, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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