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Tax Sale Atlas

Sumner County, TN tax sales

How tax deed sales work in Sumner County, seat of Gallatin: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Tennessee tax sales work or look terms up in the glossary.

Next sale
The Clerk and Master posts individual sale dates rather than a fixed annual month.
Format
In person
County office
(615) 451-6036
Every displayed fact carries a source badge. Verified Aug 18, 2026 against official county and state pages.How we verify
On this page

How Sumner County sells delinquent taxes

No tax lien certificate sale

Tennessee counties enforce the tax lien through a delinquent tax suit and sell the property itself; no tax lien certificates are auctioned.

Tax deed sale

In person
Run by
Sumner County Chancery Court, Clerk and Master's Office
Frequency
annual
Typical timing
The Clerk and Master posts individual sale dates rather than a fixed annual month.
Sale list
Delinquent Taxes: sale details and property list (Clerk and Master)
When it runs
The Clerk and Master posts individual sale dates rather than a fixed annual month. The most recent date named on the office's delinquent tax page is a sale "set for December 11, 2024"; the page carries no later date as of August 2026, so confirm the next sale date with the office before planning a bid.
Registration and deposit

Bidders sign up on site, not in advance: "All bidders must register the day of the sale." No online bidder account or pre-registration deadline is published. Opening bids are set at the delinquent debt, since "Bid amount will start at tax amount owed," and the office notes that "court cost, interest and penalty charges, and attorney's fees are added onto the tax amount." The Clerk and Master accepts a money order, cashier's check, or business check by mail, cash in the office, or credit and debit cards at www.courtfeepay.com, where "A fee of $3 or 3% (whichever is greater) will be assessed."

Sale format and venue
Sumner County sells redeemable tax deeds at a live courthouse auction, not through an online auction platform. The Clerk and Master states: "Tax sales are held at the Sumner County Courthouse at 155 E Main Street, Gallatin, Tennessee in Courtroom 3B." No GovEase or other internet bidding site is referenced anywhere on the office site. Property owners and lien holders are served notice by certified mail once a sale is set. The office describes the redemption window as "Property owners have a one (1) year redemption period after Order Confirming Sale has been signed by the Chancellor," with the tax sale deed issued after that period ends and unsold parcels transferring to the county after one year. The office adds that "Potential Purchasers are STRONGLY urged to research the properties before the sale." The property list is published as a PDF linked from the delinquent tax page (a scanned 18 page document last updated 1-7-25 covering the December 11, 2024 sale). No bidder deposit requirement is published. In person at the Sumner County Courthouse, Courtroom 3B, Gallatin

Sumner County tax sale list and auction calendar

For Sumner County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Delinquent Taxes: sale details and property list (Clerk and Master) for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Ask the county office how and when to register; many counties close registration days or weeks before the sale.
  3. Sale day

    The Clerk and Master posts individual sale dates rather than a fixed annual month. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Sumner County Chancery Court, Clerk and Master's Office as the source to confirm which parcels are actually offered.

Before you bid in Sumner County

  1. Start with the live sale list

    Pull the current advertised parcels from Delinquent Taxes: sale details and property list (Clerk and Master). Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Bidders sign up on site, not in advance: "All bidders must register the day of the sale." No online bidder account or pre-registration deadline is published. Opening bids are set at the delinquent debt, since "Bid amount will start at tax amount owed," and the office notes that "court cost, interest and penalty charges, and attorney's fees are added onto the tax amount." The Clerk and Master accepts a money order, cashier's check, or business check by mail, cash in the office, or credit and debit cards at www.courtfeepay.com, where "A fee of $3 or 3% (whichever is greater) will be assessed."

  3. Check the state rules that change the bid

    Read the Tennessee due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Parcels struck to the county at the tax sale can be bought from the county afterward. Each county mayor must publish a list of county-held parcels by July 1 every year, and any person may file a written offer for one. The county advertises the offer, competing bidders have ten days to raise it by 10 percent or more, and the highest offer wins, sometimes through an online resale. A parcel bought before the redemption period expires stays subject to redemption. Ask the county mayor's office or the clerk and master where the current list is posted.

County-held parcel listings are published per county under Tenn. Code Ann. 67-5-2511; find the current list on the county's website or newspaper of record

New to this path? Read how over-the-counter purchases work.

Use the arrow keys to switch between these sections.

County offices

Tax sale office

Sumner County Chancery Court, Clerk and Master's Office

(615) 451-6036

155 East Main Street, Room 3600, Gallatin, TN 37066

Official website

County notes

  • The Chancery Court Clerk and Master runs the sale, not the Circuit Court Clerk. The county government site routes all tax sale questions to this office: "For information on property tax sales please see the Clerk and Masters office. This site will have all information on available tax sales in the county."
  • Mark T. Smith is Clerk and Master; Louis W. Oliver, III is the Chancellor who signs the order confirming sale that starts the redemption clock.
  • The office keeps a dedicated delinquent tax line at (615) 451-6036, separate from the civil and domestic line at (615) 452-4282. Office hours are Monday through Friday, 8:00 a.m. to 4:30 p.m. Central.
  • Email for the office is [email protected].
  • The office site runs on its own domain, sumnerchancerycourt.com, rather than under the county domain sumnercountytn.gov. The older sumnertn.org domain 301 redirects to sumnercountytn.gov.
  • Courthouse security limits large bags and purses, which matters for anyone attending the live sale.
  • The published sale list PDF is a scanned image with no text layer, so parcel data cannot be extracted programmatically from it.

Tennessee rules

Redemption
The right to redeem vests when the court enters the order confirming the sale and never runs longer than one year from that date. The court sets each parcel's period before the sale on a statutory scale: one year when the taxes were delinquent 5 years or less, 180 days when delinquent more than 5 but less than 8 years, 90 days when delinquent 8 years or more, and 30 days when the court finds the property vacant and abandoned. To redeem, an interested person files a motion in the same lawsuit and must first pay the clerk the full redemption amount; the purchaser then has 30 days after notice to ask the court for additional reimbursements. When the court declares the redemption complete, title divests from the purchaser and the clerk refunds the purchase money plus everything owed. During the redemption period the purchaser owes no duty to insure the parcel and is not liable for damage to it except from the purchaser's own intentional acts. Separately, a suit attacking the validity of the sale itself must normally be filed within one year of the confirmation order, with an absolute three-year outer limit.
Deed deposit
No statewide deposit percentage exists. The statute fixes the form of payment (cash, certified funds, cashier's check, money order, or ACH transfer) and each court sets its own payment terms. Davidson County takes cashier's checks only, Rutherford County requires payment by close of business the day after the sale, and counties selling through GovEase collect payment through the platform. Confirm the terms with the clerk and master that runs the sale before bidding.
Surplus proceeds
Sale proceeds pay the delinquent tax attorney, then court costs, then the taxing entities. Any excess is claimed by motion in the same case: remaining taxes are paid first, then lienholders in order of priority (pre-sale liens before post-sale liens), then the former owner. Filing the motion ends any remaining redemption period as to the movant. Excess proceeds nobody claims pass to the state under the Uniform Unclaimed Property Act.
Governing statute
Tenn. Code Ann. Title 67, Chapter 5, Parts 25-27

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Tennesseerules and every county →

Frequently asked questions

Does Sumner County, Tennessee sell tax liens or tax deeds?

Tax deeds. Tennessee sells no tax lien certificates to investors; the county sells the property itself at a public tax sale.

How often does Sumner County hold tax deed sales?

Sumner County holds its tax deed sale once a year. The Clerk and Master posts individual sale dates rather than a fixed annual month. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Tennessee's redemption rule: Up to 1 year from entry of the order confirming the sale, tiered by how long the taxes were delinquent. Call the Sumner County Chancery Court, Clerk and Master's Office as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Sumner County tax sale list?

Sumner County posts its tax sale list at sumnerchancerycourt.com. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Aug 18, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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Call Sumner County Chancery Court